2097 3rd St, Lincoln, CA 95648 Property Records

Placer County property record for 2097 3rd St, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,657 sqft · built 1995
Lot Size	0.174 acres (7,590 sqft)
Owner	2 Individual Names on File
Last Sale	$592,000 (Sep 2022)
Tax Bill	$5,417 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Mar 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`021-600-050-000`

Property Details

APN / Parcel Number

Primary APN	`021-600-050-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,657 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	7,590 sqft (0.174 acres)
Garage Area	673 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2097 3RD ST
City	LINCOLN
State	CA
Zip	95648-2700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L50 LAEHR ESTATES #3-II R-18
Legal Subdivision	LAEHR ESTATES
Legal Lot Number	50
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1006
Census Tract	23900

Owner

2097 3rd St is owned and occupied by two individuals who bought it in September 2022.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2097 3RD ST, LINCOLN, CA 95648-2700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 17, 2022	Grant Deed, Transfer SPRUCE
Sep 7, 2021	Intrafamily Transfer, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Mar 15, 2018	Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2022 · Amount on File
Deed Sale	Sep 9, 2022 · Amount on File
Prior Sale	Mar 17, 2022 · Amount on File
Deed Document Number	202269869
Prior Transfer Date	Aug 31, 2021
Prior Transfer Doc	0000112631
Record Updated	Oct 29, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Sep 9, 2022
Property Address	2097 3RD ST, LINCOLN, CA 95648-2700
Document Number	0000069869
Map Reference	MB R PG 18
Instrument Date	Aug 31, 2022
Instrument	2022-0069869
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2097 3RD ST, LINCOLN, CA 95648-2700

Mortgage

Document Number	0000069870
Date	Sep 9, 2022
Instrument	2022-0069870

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Mar 17, 2022
Property Address	2097 3RD ST, LINCOLN, CA 95648-2700
Document Number	0000023595
Map Reference	MB R PG 18
Instrument Date	Mar 16, 2022
Instrument	2022-0023595
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	SPRUCE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Sep 7, 2021
Property Address	2097 3RD ST, LINCOLN, CA 95648-2700
Document Number	0000112631
Map Reference	MB R PG 18
Instrument Date	Aug 31, 2021
Instrument	2021-0112631
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	LENNAR TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2097 3RD ST, LINCOLN, CA 95648-2700

Mortgage

Document Number	0000112632
Date	Sep 7, 2021
Instrument	2021-0112632

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Mar 15, 2018
Property Address	2097 3RD ST, LINCOLN, CA 95648-2700
Document Number	0000017367
Map Reference	MB R PG18
Instrument Date	Mar 13, 2018
Instrument	2018-0017367
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2097 3RD ST, LINCOLN, CA 95648-2700

Mortgage

Document Number	0000017368
Date	Mar 15, 2018
Instrument	2018-0017368

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2097 3rd St was $5,417.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$519,000 (+1.76%) Land $114,000 Building $405,000
2025	$5,417.00	$510,000 Land $112,000 Building $398,000
2023	$6,370.00 (+30.61%)	$592,000 Land $130,000 Building $462,000
2022	$4,877.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2097 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2097 3rd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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