Tuolumne County property record for 20969 Phoenix Lake Rd, Sonora, CA 95370
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,598 sqft · built 1978 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Jan 2021) |
| Tax Bill | $5,015 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Jan 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-130-010-000 |
| Primary APN | 038-130-010-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,598 sqft Living Area |
| Gross Area | 2,060 sqft |
| 1st Floor Area | 1,598 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Modern |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,996 sqft |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 038-130-010 |
|---|---|
| Street Address | 20969 PHOENIX LAKE RD |
| City | SONORA |
| State | CA |
| Zip | 95370-9697 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-1,MX |
| Legal Description | UNDERWOOD ACRES L5 1.011AC |
| Legal Subdivision | UNDERWOOD ACRES |
| Legal Lot Number | 5 |
| Jurisdiction | TUOLUMNE CA |
| Township / Civil Division | EAST SONORA-PHOENIX LAKE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 2201 |
Source: Tuolumne County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20969 PHOENIX LAKE RD, SONORA, CA 95370-9697 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2021 | Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BK |
| Jan 23, 2019 | Affidavit of Death, Transfer |
| Apr 25, 2018 | Deed of Trust, Mortgage · Conventional with PMI JG WENTWORTH HM LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2021 · Amount on Record |
| Deed Sale | Jan 6, 2021 · Amount on Record |
| Deed Document Number | 2021187 |
| Prior Transfer Date | Jun 8, 2004 |
| Prior Transfer Doc | 0000012798 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | TUOLUMNE CA |
| Recording Date | Jan 6, 2021 |
| Property Address | 20969 PHOENIX LAKE RD, SONORA, CA 95370-9697 |
| Document Number | 0000000187 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 187 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2021 |
| Title Company | YOSEMITE TITLE COMPANY, YOSEMITE TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $495.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 20969 PHOENIX LAKE RD SONORA CA 953709697, SONORA, CA 95370-9697 |
| Document Number | 188 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | 188 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 5, 2051 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | TUOLUMNE CA |
| Recording Date | Jan 23, 2019 |
| Property Address | 20969 PHOENIX LAKE RD, SONORA, CA 95370-9697 |
| Document Number | 0000000656 |
| Instrument Date | Jan 19, 2019 |
| Instrument | 656 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2019 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20969 PHOENIX LAKE RD SONORA CA 953709697, SONORA, CA 95370-9697 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TUOLUMNE CA |
| Property Address | 20969 PHOENIX LAKE RD, SONORA, CA 95370-9697 |
| Document Number | 0000005297 |
| Instrument Date | Apr 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 20969 PHOENIX LAKE RD SONORA CA 953709697, SONORA, CA 95370-9697 |
| Document Number | 0000005297 |
|---|---|
| Date | May 4, 2018 |
| Instrument | 5297 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 3, 2033 |
Source: Tuolumne County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | California |
| County | Tuolumne County |
| Elementary School District | Curtis Creek Elementary School District (KG - 08) |
| Secondary School District | Sonora Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $496,833 (+2%) Land $110,406 Building $386,427 | ||
| 2025 | $5,015.00 (+4.02%) Homeowner's exemption | $487,092 (+4.04%) Land $108,242 Building $378,850 | |
| 2023 | $4,821.00 (+2.05%) Homeowner's exemption | $468,180 Land $104,040 Building $364,140 | $468,270 |
| 2022 | $4,724.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 21, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 52% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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