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20965 Rootstown Ter, Ashburn, VA 20147 Property Records

Loudoun County property record for 20965 Rootstown Ter, Ashburn, VA 20147 · Last verified June 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bedrooms3 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2005
Square Footage1,620 sqft Living Area
Lot Size1,742 sqft (0.04 acres)
OccupancyOwner Occupied
Last Sale$284,000 (2012)
Tax Bill$4,057.00 (2025)

Property Details

APN / Parcel Number

Primary APN086-38-5326-000
Alternative APN
  • 62 F 7 21

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures11 Plumbing Fixtures
Building Area1,620 sqft Living Area
1st Floor560 sqft 1st Floor
Basement Area440 sqft Basement
Finished Basement440 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2005
Architectural StyleTownhouse Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area1,742 sqft (0.04 acres)
Deck AreaDeck Area
Patio Area504 sqft Patio
Porch Area25 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address20965 ROOTSTOWN TER
CityASHBURN
StateVA
Zip20147-4841
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionASHBURN VILLAGE SEC.57 LOT 21 2165--258
Legal SubdivisionASHBURN VILLAGE
Legal Block2
Legal Lot Number21
JurisdictionLOUDOUN VA
Minor Civil DivisionBROAD RUN
Census Blockgroup2
Census Block2005
Census Tract611006

Owner

Source: Loudoun County records · APN 086-38-5326-000

Assessment roll updated August 11, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20965 ROOTSTOWN TER, ASHBURN, VA 20147-4841
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2026Deed of Trust, Mortgage · Line of Credit
FREEDOM MORTGAGE CORP
Jul 02, 2021Deed of Trust, Mortgage · Stand Alone Refinance
PRIME CHOICE FUNDING INC
Jul 02, 2021Intrafamily Transfer, Transfer · Stand Alone Refinance
PRIME CHOICE FUNDING INC
Nov 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LNDG LLC
Mar 04, 2020Deed of Trust, Mortgage · Conventional Mortgage
CMG MTG
Sep 19, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 11, 2012 · Amount on Record
Deed SaleJun 11, 2012 · Amount on Record
Prior SaleApr 30, 2002 · Amount on Record
Deed Doc Number201244198
Last Transfer DateJun 17, 2021
Transfer Doc0000072818
Record RefreshedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address20965 ROOTSTOWN TER, ASHBURN, VA 20147-4841
Transaction TypeMortgage
Record UpdatedMay 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008258
DateFeb 20, 2026
Instrument20260220-0008258
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 19, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address20965 ROOTSTOWN TER, ASHBURN, VA 20147-4841
Transaction TypeMortgage
Record UpdatedSep 28, 2023
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000072819
DateJul 02, 2021
Instrument202107020072819
Lender
NamePRIME CHOICE FUNDING INC
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term360 Months
DueJul 01, 2051
Interest
Rate TypeFixed Rate
Rate2.88%

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLOUDOUN VA
Recording DateJul 02, 2021
Property Address20965 ROOTSTOWN TER, ASHBURN, VA 20147-4841
Document Number202107020072818
Instrument DateJun 17, 2021
Instrument202107020072818
Transaction TypeTransfer
Record UpdatedAug 03, 2021

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20965 ROOTSTOWN TER, ASHBURN, VA 20147-4841

Mortgage

Document Number202107020072819
DateJul 02, 2021
Instrument202107020072819
Lender
NamePRIME CHOICE FUNDING INC
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term360 Months
DueJul 01, 2051
Interest
Rate TypeFixed Rate
Rate2.88%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address20965 ROOTSTOWN TER, ASHBURN, VA 20147-4841
Document Number20201116110939
Instrument DateNov 09, 2020
Transaction TypeMortgage
Record UpdatedDec 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20965 HOOTSTOWN TER ASHBURN VA 20147, ASHBURN, VA 20147

Mortgage

Document Number20201116110939
DateNov 16, 2020
Instrument110939
Lender
NameSTEARNS LNDG LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 15, 2050
Interest
Rate TypeFixed Rate

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address20965 ROOTSTOWN TER, ASHBURN, VA 20147-4841
Document Number20200309015976
Instrument DateMar 04, 2020
Transaction TypeMortgage
Record UpdatedMar 31, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20965 ROOTSTOWN TER ASHBURN VA 201474841, ASHBURN, VA 20147-4841

Mortgage

Document Number20200309015976
DateMar 09, 2020
Instrument15976
Lender
NameCMG MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 08, 2050
Interest
Rate TypeFixed Rate

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address20965 ROOTSTOWN TER, ASHBURN, VA 20147-4841
Document Number20170926059823
Instrument DateSep 19, 2017
Transaction TypeMortgage
Record UpdatedOct 05, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20170926059823
DateSep 26, 2017
Instrument59823
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 25, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County records · Assessment roll updated August 11, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,057.00 (+2.22%)$504,020 (+11.11%) Land $195,000 Building $309,020$504,020 (+11.11%) Land $195,000 Building $309,020
2023$3,969.00$453,640 Land $170,000 Building $283,640$453,640 Land $170,000 Building $283,640

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Loudoun County (51107C), updated June 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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