20965 NW 280th St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 20965 NW 280th St, Okeechobee, FL 34972

Property Summary

Property Type	Vacant Land
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Owner Names on File
Last Sale	$15,000 (Aug 2002)
Tax Bill	$173 (2025)
Flood Zone	Zone A (high risk)
APN	`1-20-34-33-0A00-00016-M000`

Property Details

APN / Parcel Number

Primary APN	`1-20-34-33-0A00-00016-M000`

Exterior

Lot Area	54,450 sqft (1.25 acres)

Location & Zoning

Street Address	20965 NW 280TH ST
City	OKEECHOBEE
State	FL
Zip	34972
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT M OF TRACT 16 WEST 1/2 OF THE WEST 1/2 OF THE SOUTH 1/2 OF THE SOUTH 1/2 OF TRACT 16, SECTION 20 AS TO THE SOUTHERN COLON
Legal Range	33E
Legal Township	34S
Legal Section	20
Legal Tract	16
Legal Lot Number	M
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	NORTH OKEECHOBEE
Census Block Group	2
Census Block	2141
Census Tract	910102

Owner

The current owner of 20965 NW 280th St acquired it in August 2002.

Source: Okeechobee County records, as of December 5, 2025

Owner of Record	2 Owner Names on File
Mailing Address	3007 SHAUGHNESSY DR, WELLINGTON, FL 33414-3400

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2002 · Amount on File
Deed Sale	Aug 10, 2002 · Amount on File
Deed Document Number	0004821986
Deed Book / Page	482 / 1986
Last Transfer Date	Aug 15, 2002
Transfer Doc	0004821986
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 20965 NW 280th St was $173.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$173.00	$18,125 Land $18,125	$18,125 Land $18,125
2023	$403.00 (+11.94%)	$17,000 (+30.77%) Land $17,000	$17,000 (+30.77%) Land $17,000
2022	$360.00	$13,000 Land $13,000	$13,000 Land $13,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20965 NW 280th St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	5 (2004–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20965 NW 280th St is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 85% of Florida
Wildfire Likelihood	1% annual chance
Exposure	None beyond ember reach

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000