Cameron County property record for 20964 Ebony Rd, Harlingen, TX 78550
| Property Type | Rural Home |
|---|---|
| Details | 2,806 sqft · built 2015 |
| Lot Size | 5.66 acres (246,985 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,291 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 972170-0420-020210 |
| Primary APN | 972170-0420-020210 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,806 sqft Living Area |
| Gross Area | 3,358 sqft |
| 1st Floor Area | 2,326 sqft |
| 2nd Floor Area | 480 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 246,985 sqft |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 1,258 sqft |
| Storage Building | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 20964 EBONY RD |
|---|---|
| City | HARLINGEN |
| State | TX |
| Zip | 78550-0204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | BRIGGS-COLEMAN SURVEY 28/271/272 5.67 ACS OUT OF 10.00 ACRES PT BLK 42 (2015 SUB CANCELLATION VOL 20840 PG 27 FILED 3/24/2015) |
| Legal Subdivision | BRIGGS-COLEMAN SURVEY 28/271/272 |
| Legal Block | 42 |
| Jurisdiction | CAMERON TX |
| Township / Civil Division | HARLINGEN-SAN BENITO |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 10201 |
20964 Ebony Rd, a rural home, is owned and occupied by an individual.
Source: Cameron County records, as of August 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20964 EBONY RD, HARLINGEN, TX 78550-0204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMERON TX |
| Property Address | 20964 EBONY RD, HARLINGEN, TX 78550-0204 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 20964 EBONY RD, HARLINGEN, TX 78550-0204 |
| Document Number | 0202223737 |
|---|---|
| Date | Jun 7, 2022 |
| Instrument | 2022-23737 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 1, 2052 |
The 2025 property tax bill for 20964 Ebony Rd was $3,291 with a homeowner's exemption.
Source: Cameron County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cameron County |
| Unified School District | Rio Hondo Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $278,935 (+1%) | $484,946 (-0.68%) Land $181,053 Building $303,893 | |
| 2025 | $3,291.00 Homeowner's exemption | $253,577 | $488,251 Land $181,053 Building $307,198 |
| 2023 | $3,674.00 Homeowner's exemption Additional exemption filed | $243,779 Land $77,725 Building $166,054 | $243,779 Land $77,725 Building $166,054 |
| 2022 | $3,674.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20964 Ebony Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 7 (2019–2025) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Mar 2025 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20964 Ebony Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.1% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST RIO HONDO WSC serves 25,509 people · EPA ID TX0310096 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Failure to filter resolved · Nov 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| VTX Communications Fixed Wireless | 400 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: Spectrum.
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