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20963 Thistle Leaf Ln, Estero, FL 33928 Property Records

Lee County property record for 20963 Thistle Leaf Ln, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Lot Size0.187 acres (8,138 sqft)
Owner2 Company Names on File
Last Sale$981,300 (Jul 2024)
Tax Bill$9,473 (2025)
Deeds & MortgagesNov 2025 Transfer
Jul 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-46-26-E3-08000.1630

Property Details

APN / Parcel Number

Primary APN30-46-26-E3-08000.1630
Alternative APNs
  • 263046E3080001630
  • 10620220

Exterior

Lot Area8,138 sqft (0.187 acres)

Location & Zoning

Account Number10620220
Street Address20963 THISTLE LEAF LN
CityESTERO
StateFL
Zip33928-4084
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionRIVERCREEK PHASE TWO LOT 163 AS DESC IN INST# 2023000122423
Legal SubdivisionRIVERCREEKPHASE
Legal Block1
Legal Lot Number163
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group4
Census Block4005
Census Tract50311

Owner

Source: Lee County records · APN 30-46-26-E3-08000.1630

Assessment roll updated July 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address20963 THISTLE LEAF LN, ESTERO, FL 33928-4084
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 07, 2025Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jul 15, 2024Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
RAYMOND JAMES BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 15, 2024 · Amount on Record
Deed SaleJul 15, 2024 · Amount on Record
Deed Document Number2024199121
Last Transfer DateOct 28, 2025
Transfer Doc0000298834
Record UpdatedSep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEE FL
Recording DateNov 07, 2025
Property Address20963 THISTLE LEAF LN, ESTERO, FL 33928-4084
Document Number0000298834
Map ReferenceDOC 2023000122423
Instrument DateOct 28, 2025
Instrument2025000298834
Transaction TypeTransfer
Record UpdatedDec 26, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address20963 THISTLE LEAF LN, ESTERO, FL 33928-4084

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address20963 THISTLE LEAF LN, ESTERO, FL 33928-4084

July 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateJul 15, 2024
Property Address20963 THISTLE LEAF LN, ESTERO, FL 33928-4084
Document Number0000199121
Map ReferenceDOC 2023000122423
Instrument DateJul 05, 2024
Instrument2024000199121
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 26, 2025
Title CompanyNOVA TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,869.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

NameVerified Name
Address20963 THISTLE LEAF LN, ESTERO, FL 33928-4084

Mortgage

Document Number0000199122
DateJul 15, 2024
Instrument2024000199122
Lender
NameRAYMOND JAMES BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2054
Interest
Rate TypeAdjustable Rate
Rate5.62%
Type Change DateAug 01, 2029
Change FrequencyAnnually
Min Rate At Change3.62%
Max Rate At Change7.62%
IndexSOFR Average 30-Day
Max Rate10.6%

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated July 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$604,901 (+2.7%)$760,531 (+0.64%) Land $88,468 Building $672,063
2025$9,473.00 (+201.3%) Homeowner's exemption$588,998 (+853.07%)$755,664 (+1,122.76%) Land $108,846 Building $646,818
2024$3,144.00$61,800 Land $61,800$61,800 Land $61,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 23, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Wildfire

Wildfire RiskHigh
above 77% of the US · above 64% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250

May also be available: Lumen Technologies.

Based on FCC filings for 90 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Thistle Leaf Ln

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