20962 Laguna Rd, Wildomar, CA 92595 Property Records

Riverside County property record for 20962 Laguna Rd, Wildomar, CA 92595

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,617 sqft · built 2005
Lot Size	0.45 acres (19,602 sqft)
Owner	Company Name on File
Last Sale	$530,000 (Mar 2005)
Tax Bill	$8,232 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`367-480-015`

Property Details

APN / Parcel Number

Primary APN	`367-480-015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,617 sqft Living Area
Gross Area	3,271 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Tile
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Attached
Garage Area	586 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	20962 LAGUNA RD
City	WILDOMAR
State	CA
Zip	92595-8809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	.45 ACRES M/L IN LOT 15 MB 358/054 TR 30460
Legal Subdivision	TRACT NO 30460
Legal Tract	30460
Legal Lot Number	15
Jurisdiction	RIVERSIDE CA
Township / Civil Division	ELSINORE VALLEY
Census Block Group	1
Census Block	1008
Census Tract	46405

Owner

Source: Riverside County records · APN 367-480-015

Assessment roll updated August 6, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	20962 LAGUNA RD, WILDOMAR, CA 92595-8809
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 18, 2005 · Amount on Record
Deed Sale	Mar 18, 2005 · Amount on Record
Deed Document Number	2005215743
Last Transfer Date	Apr 22, 2020
Transfer Doc	0000181312
Record Updated	Jun 08, 2026

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 27, 2020
Property Address	20962 LAGUNA RD, WILDOMAR, CA 92595-8809
Document Number	0000181312
Map Reference	MB 358 PG 54-56
Instrument Date	Apr 22, 2020
Instrument	2020-0181312
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	CORINTHAIN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20962 LAGUNA RD, 20962, WILDOMAR, CA 92595-8809

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

Mortgage

Document Number	0000181313
Date	Apr 27, 2020
Instrument	2020-0181313

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2035

Tax Assessment & Valuation

Source: Riverside County records · Assessment roll updated August 6, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Wildomar City
Unified School District	Lake Elsinore Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,232.00 (+11.08%)	$766,000 (+9.07%) Land $181,193 Building $584,807
2023	$7,411.00 (+9.81%)	$702,328 Land $155,727 Building $546,601
2022	$6,749.00
2021			$566,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MJM Telecom Fixed Wireless	100 / 25

Based on FCC filings for 209 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELSINORE VALLEY MWD serves 169,455 people
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.