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20962 Co Rd 1, Emily, MN 56447 Property Records

Crow Wing County property record for 20962 Co Rd 1, Emily, MN 56447

Property Summary

Property TypeSingle Family Home
Details2 bd · 752 sqft · built 1950
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on Record
Last Sale$170,000 (Jun 2025)
Tax Bill$578 (2026)
Deeds & MortgagesJun 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN211010000070009

Property Details

APN / Parcel Number

Primary APN211010000070009
Alternative APNs
  • 21270693
  • 173252
  • 185949

Interior

Bedrooms2 Beds
Building Area752 sqft Living Area
1st Floor Area752 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,939 sqft (0.32 acres)
Garage Area240 sqft
DrivewayDriveway
PorchSlab
Porch Area15 sqft

Utilities, Heating & Cooling

Heating SystemOil

Location & Zoning

Account Number185949
Street Address20962 COUNTY ROAD 1
CityEMILY
StateMN
Zip56447-4045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 AND LOT 8, ANDREWS ADDITION TO EMILY. EXCEPT THE ADJACENT VACATED EAST-WEST ALLEY. TOGETHER WITH AND SUBJECT TO EASEMEN
Legal Range26
Legal Township138
Legal Section27
Legal SubdivisionANDREWS ADDITION TO EMILY
Legal Lot Number7,8
JurisdictionCROW WING MN
Township / Civil DivisionEMILY
Census Block Group2
Census Block2041
Census Tract950100

Owner

Source: Crow Wing County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address20962 COUNTY ROAD 1, EMILY, MN 56447-4045
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2025 · Amount on Record
Deed SaleJun 25, 2025 · Amount on Record
Prior SaleMay 29, 2024 · Amount on Record
Deed Document Number20251010979
Record UpdatedOct 29, 2026

June 2025: Deed, Transfer

Document TypeDeed
JurisdictionCROW WING MN
Recording DateJun 25, 2025
Property Address20962 COUNTY ROAD 1, EMILY, MN 56447-4045
Document Number0001010979
Instrument DateMay 23, 2025
Instrument1010979
Transaction TypeTransfer
Record UpdatedJun 9, 2026
Title CompanyTITLESMART INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$561.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address20962 COUNTY ROAD 1, EMILY, MN 56447-4045

Mortgage

Document Number0001010980
DateJun 25, 2025
Instrument1010980
Lender
NameNATIONAL BANK OF COMMERCE
TypeBank
AddressSUPERIOR, WI 54880
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2055

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCrow Wing County
MunicipalityEmily City
Unified School DistrictCrosby-Ironton Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$578.00 (-23.75%) Homeowner's exemption$148,000 (+16.08%) Land $49,600 Building $98,400$148,000 (+16.08%) Land $49,600 Building $98,400
2025$758.00 (+9.22%) Homeowner's exemption$127,500 (+29.05%) Land $39,500 Building $88,000$127,500 (+29.05%) Land $39,500 Building $88,000
2023$694.00 Homeowner's exemption$98,800 Land $36,000 Building $62,800$98,800 Land $36,000 Building $62,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Emily Cooperative Telephone Company
Fiber		2,500 / 2,500
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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