20961 E 45th Ave, Denver, CO 80249 Property Records

Denver City property record for 20961 E 45th Ave, Denver, CO 80249

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,095 sqft · built 1985
Lot Size0.164 acres (7,150 sqft)
Owner2 Individual Names on Record
Last Sale$382,000 (Mar 2020)
Tax Bill$2,939 (2025)
Deeds & MortgagesOct 2025 Mortgage
Mar 2020 Sale & Mortgage
+ 1 more
APN00232-03-035-000

Property Details

APN / Parcel Number

Primary APN00232-03-035-000
Alternative APNs
  • 660323203035
  • 160481921

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,095 sqft Living Area
Gross Area1,554 sqft
1st Floor Area907 sqft
Basement Area541 sqft
Finished Basement541 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2017
Architectural StyleBi-Level
Exterior MaterialCombination
Lot Area7,150 sqft (0.164 acres)
Garage TypeAttached
Garage Area408 sqft

Exterior Amenities

PorchOpen Frame Porch
Porch Area43 sqft
Deck Area233 sqft
Patio Area233 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address20961 E 45TH AVE
CityDENVER
StateCO
Zip80249-6981
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionGREEN VALLEY RANCH FLG NO 5 B3 L35
Legal SubdivisionGREEN VALLEY RANCH FLG NO 5
Legal Block1
Legal Lot Number35
JurisdictionDENVER CO
Township / Civil DivisionDENVER
Census Block Group1
Census Block1021
Census Tract8391

Owner

Source: Denver City records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20961 E 45TH AVE, DENVER, CO 80249-6981
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2025Deed of Trust, Mortgage
FIRSTBANK
Mar 19, 2020Grant Deed, Transfer · Conventional with PMI
CALIBER HM LOANS
May 2, 2017Warranty Deed, Transfer · FHA Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 19, 2020 · Amount on Record
Deed SaleMar 19, 2020 · Amount on Record
Prior SaleMay 2, 2017 · Amount on Record
Deed Document Number202040540
Prior Transfer DateAug 8, 2000
Prior Transfer Doc0000117537
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDENVER CO
Property Address20961 E 45TH AVE, DENVER, CO 80249-6981
Transaction TypeMortgage
Record UpdatedOct 13, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address20961 E 45TH AVE, DENVER, CO 80249-6981

Mortgage

Document Number0000097965
DateOct 1, 2025
Instrument2025097965
Lender
NameFIRSTBANK
TypeBank
AddressDENVER, CO 80215
Agreement
AmountAmount Recorded
Term58 Months
DueAug 28, 2030
Interest
Rate7.37%

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDENVER CO
Recording DateMar 19, 2020
Property Address20961 E 45TH AVE, DENVER, CO 80249-6981
Document Number0000040540
Instrument DateMar 16, 2020
Instrument40540
Transaction TypeTransfer
Record UpdatedApr 14, 2020
Title CompanyFIRST INTEGRITY TITLE, FITCO-FIRST INTEGRITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$38.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20961 E 45TH AVE DENVER CO 802496981, DENVER, CO 80249-6981

Mortgage

Document Number40541
DateMar 19, 2020
Instrument40541
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 18, 2050

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDENVER CO
Recording DateMay 2, 2017
Property Address20961 E 45TH AVE, DENVER, CO 80249-6981
Document Number0000057832
Instrument DateApr 28, 2017
Instrument2017057832
Transaction TypeTransfer
Record UpdatedApr 14, 2022
Title CompanyLAND TITLE GUARANTEE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$33.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20961 E 45TH AVE, DENVER, CO 80249-6981

Mortgage

Document Number0000057833
DateMay 2, 2017
Instrument2017057833
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateColorado
County / MunicipalityDenver City
Unified School DistrictDenver County School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,939.00 (+3.38%)$32,230 (+1.42%) Land $7,290 Building $7,290$457,100 (-13.64%) Land $103,400 Building $353,700
2023$2,843.00 (+11.01%)$31,780 (+20.88%) Land $3,240 Building $28,540$529,300 (+39.95%) Land $103,400 Building $425,900
2022$26,290 Land $5,750 Building $20,540$378,200 Land $82,700 Building $295,500
2021$2,561.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDENVER WATER BOARD
serves 1,287,000 people · EPA ID CO0116001
Water SourceSurface water
Last State InspectionAug 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting33
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 773 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20

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