20960 Lancaster Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 20960 Lancaster Rd, Live Oak, FL 32060

Property Summary

Property TypeMobile Home
Details1 ba · 1,456 sqft · built 2016
Lot Size12 acres (523,156 sqft)
Owner2 Individual Names on File
Last Sale$123,000 (Jun 2017)
Tax Bill$786 (2024)
Deeds & MortgagesJun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-03S-11E-11263-000060

Property Details

APN / Parcel Number

Primary APN02-03S-11E-11263-000060
Alternative APN
  • 11263000060

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,456 sqft Living Area
1st Floor Area1,456 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2017
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area523,156 sqft (12 acres)
PorchFinished/Screened Porch
Patio Area488 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerSeptic
Water SourceWell

Location & Zoning

Account Number11263000060
Street Address20960 LANCASTER RD
CityLIVE OAK
StateFL
Zip32060-0503
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLEG 12.01 ACRES FOR POB COMM AT THE SW COR OF SAID SE1/4 OF NE1/4 THENCE RUN N 00 DEG 12'03 W ALONG THE W LINE OF SAID SE1/4
Legal Range11E
Legal Township03S
Legal Section02
JurisdictionSUWANNEE FL
Township / Civil DivisionDOWLING PARK
Census Block Group1
Census Block1002
Census Tract970303

Owner

20960 Lancaster Rd, a mobile home, is owned and occupied by two individuals who bought it in June 2017.

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address20960 LANCASTER RD, LIVE OAK, FL 32060-0503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2017 · Amount on File
Deed SaleJun 22, 2017 · Amount on File
Prior SaleApr 1, 2016 · Amount on File
Deed Document Number2017193806
Deed Book / Page1992 / 0393
Record UpdatedJun 8, 2026

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateJun 22, 2017
Property Address20960 LANCASTER RD, LIVE OAK, FL 32060-0503
Document Number0000193806
Book / Page001992 / 000393
Instrument DateJun 15, 2017
Instrument193806
Transaction TypeTransfer
Record UpdatedJun 28, 2017
Title CompanyABSTRACT AND TITLE SERVICES, ABSTRACT & TITLE SVCS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$861.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8167 WESTFIELD CIR VERO BEACH FL 329661282, VERO BEACH, FL 32966-1282

Mortgage

Document Number193807
DateJun 22, 2017
Book Page001992/000395
Instrument193807
Lender
NameFIRST FSB/FL
TypeFederal Savings Bank
AddressLAKE CITY, FL 32055
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 21, 2047

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$64,402$160,639 Land $75,663 Building $84,976
2024$786.00 (+7.23%)
2023$733.00 (+4.42%) Homeowner's exemption$53,995 (+3%)$119,421 (+10.57%) Land $68,457 Building $50,964
2022$702.00 Homeowner's exemption$52,422$108,007 Land $60,050 Building $47,957

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20960 Lancaster Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 31 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20960 Lancaster Rd is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Rapid Fiber Internet
Fiber
2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lancaster Rd

Nearby Streets

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