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2096 Wilmington St, Opa Locka, FL 33054 Property Records

Miami-Dade County property record for 2096 Wilmington St, Opa Locka, FL 33054

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 774 sqft · built 1950
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$359,000 (Jun 2024)
Tax Bill$8,270 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Feb 2021 Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN08-2122-005-1890

Property Details

APN / Parcel Number

Primary APN08-2122-005-1890

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area774 sqft Living Area
Gross Area844 sqft
1st Floor Area774 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block/Hollow Tile/Frame
Construction TypeConcrete Block
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
PorchPorch
Porch Area12 sqft

Location & Zoning

Street Address2096 WILMINGTON ST
CityOPA LOCKA
StateFL
Zip33054-3764
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0100
Legal DescriptionMAGNOLIA GARDENS CONSOLIDATED PB 50-5 LOT 5 BLK 344 LOT SIZE 50.000 X 100
Legal Range41E
Legal Township52S
Legal Section22
Legal SubdivisionMAGNOLIA GARDENS CONSOLIDATED
Legal Block344
Legal Lot Number5
JurisdictionDADE FL
Township / Civil DivisionMIAMI
Census Block Group2
Census Block2015
Census Tract418

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2096 WILMINGTON ST, OPA LOCKA, FL 33054-3764
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2022Warranty Deed, Transfer · Conventional Mortgage
CHANGE LENDING LLC
Feb 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Jun 13, 2018Warranty Deed, Transfer · FHA Mortgage
CAPITAL PARTNERS MORTGAGE LLC
May 17, 2018Deed of Trust, Mortgage · Conventional Mortgage
EQUITYMAX
Nov 8, 2017Warranty Deed, Transfer
ENTERPRISE TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2024 · Amount on Record
Deed SaleJun 10, 2024 · Amount on Record
Prior SaleJan 26, 2022 · Amount on Record
Deed Document Number2024439058
Deed Book / Page34263 / 4140
Transfer Doc2073000603
Record UpdatedOct 29, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateJan 26, 2022
Property Address2096 WILMINGTON ST, OPA LOCKA, FL 33054-3764
Document Number0000073634
Book / Page32981 / 2827
Map ReferenceMB 50 PG 5
Instrument DateDec 27, 2021
Instrument2022R0073634
Transaction TypeTransfer
Record UpdatedFeb 18, 2022
Title CompanyTITLE STREAM, TITLE TEAM

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,512.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8425 NW 41ST ST # ST429, 8425, DORAL, FL 33166-6221

Transferred To (Grantee/Buyer)

NameVerified Name
Address2096 WILMINGTON ST, OPA LOCKA, FL 33054-3764

Mortgage

Document Number0000002829
DateJan 26, 2022
Instrument32981/2829
Lender
NameCHANGE LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address2096 WILMINGTON ST, OPA LOCKA, FL 33054-3764
Transaction TypeMortgage
Record UpdatedMar 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1135 PERI ST, OPA LOCKA, FL 33054-3051

Mortgage

Document Number0000148009
DateFeb 26, 2021
Book Page32373/638
Instrument2021R0148009
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateJun 13, 2018
Property Address2096 WILMINGTON ST, OPA LOCKA, FL 33054-3764
Document Number0000349204
Book / Page31013 / 2222
Map ReferenceMB 50 PG 5
Instrument DateMay 31, 2018
Instrument2018R0349204
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$960.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3642 SW 161ST TER, 3642, MIRAMAR, FL 33027-4507

Transferred To (Grantee/Buyer)

NameVerified Name
Address2096 WILMINGTON ST, OPA LOCKA, FL 33054-3764

Mortgage

Document Number0000349205
DateJun 13, 2018
Instrument2018R0349205
Lender
NameCAPITAL PARTNERS MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2048

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address2096 WILMINGTON ST, OPA LOCKA, FL 33054-3764
Document Number0000308847
Instrument DateMay 17, 2018
Transaction TypeMortgage
Record UpdatedJun 20, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3642 SW 161ST TER MIRAMAR FL 330274507, MIRAMAR, FL 33027-4507

Mortgage

Document Number0000308847
DateMay 24, 2018
Book Page030989/000514
Instrument308847
Lender
NameEQUITYMAX
TypeFunding / Finance Company
AddressFORT LAUDERDALE, FL 33308
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term204 Months
DueMay 23, 2035

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateNov 8, 2017
Property Address2096 WILMINGTON ST, OPA LOCKA, FL 33054-3764
Document Number0000632484
Book / Page030750 / 002910
Instrument DateNov 1, 2017
Instrument632484
Transaction TypeTransfer
Record UpdatedNov 20, 2017
Title CompanyENTERPRISE TITLE

Transaction

AmountAmount Recorded
Tax$510.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3642 SW 161ST TER MIRAMAR FL 330274507, MIRAMAR, FL 33027-4507

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityOpa-locka City
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,270.00 (+60.93%)$311,835 (+37.25%) Land $155,000 Building $156,835$311,835 (+37.25%) Land $155,000 Building $156,835
2023$5,139.00 (-10.77%) Homeowner's exemption$227,203 (+7.67%) Land $97,500 Building $129,703$227,203 (+7.67%) Land $97,500 Building $129,703
2022$5,759.00$211,022 Land $80,000 Building $131,022$211,022 Land $80,000 Building $131,022

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 78 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies78 in force
Nearby Flood Claims2 (2017)
Most Recent ClaimOct 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OPA LOCKA
serves 16,479 people · EPA ID FL4131001
Water SourceGroundwater
Last State InspectionMay 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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