2096 Tower Rd, Troy, NC 27371 Property Records

Montgomery County property record for 2096 Tower Rd, Troy, NC 27371

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,584 sqft · built 1930
Lot Size	24.1 acres (1,051,103 sqft)
Owner	2 Individual Names on File
Tax Bill	$497 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`7612 00 42 7753`

Property Details

APN / Parcel Number

Primary APN	`7612 00 42 7753`
Alternative APN	`1485393`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,584 sqft Finished Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Metal
Lot Area	1,051,103 sqft (24.1 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	1485393
Street Address	2096 TOWER RD
City	TROY
State	NC
Zip	27371-8478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SAUNDERS DIVISION TRACT 2 SAUNDERS DIVISION 2
Legal Subdivision	SAUNDERS DIVISION
Legal Tract	2
Jurisdiction	MONTGOMERY NC
Township / Civil Division	OPHIR
Census Block Group	2
Census Block	2034
Census Tract	960302

Owner

Source: Montgomery County assessment roll, as of September 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2096 TOWER RD, TROY, NC 27371-8478
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage 21ST MORTGAGE CORP
Jan 13, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 1, 1999
Deed Sale	Nov 1, 1999
Deed Book / Page	388 / 76
Last Transfer Date	Jan 12, 2022
Transfer Doc	000893/357
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	2096 TOWER RD, TROY, NC 27371-8478
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000979/148
Date	Feb 17, 2026
Book Page	979/148
Instrument	389689

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender
Address	KNOXVILLE, TN 37902

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 15, 2051

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY NC
Recording Date	Jan 13, 2022
Property Address	2096 TOWER RD, TROY, NC 27371-8478
Document Number	000893/357
Book / Page	893 / 357
Map Reference	CAB C SL 194-D
Instrument Date	Jan 12, 2022
Instrument	372119
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2096 TOWER RD, TROY, NC 27371-8478

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$497.00	$80,893 (-) Land $44,670 Building $36,223	$80,893 (-) Land $44,670 Building $36,223
2023		$80,893 Land $44,670 Building $36,223	$80,893 Land $44,670 Building $36,223

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Tower Rd

Nearby Streets

All Troy, NC Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures