2096 Timber Pointe Rd, Charlottesville, VA 22911 Property Records

Albemarle County property record for 2096 Timber Pointe Rd, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,608 sqft · built 1993
Lot Size	0.231 acres (10,062 sqft)
Owner	Individual Name on File
Last Sale	$352,000 (Apr 2020)
Tax Bill	$4,277 (2026)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Dec 2017 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`046B3-00-NN-00700`

Property Details

APN / Parcel Number

Primary APN	`046B3-00-NN-00700`
Alternative APN	`12582`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,608 sqft Finished Area
Flooring	Parquet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,062 sqft (0.231 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Patio Area	132 sqft
Shed	1 Shed
Shed Area	36 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	2096 TIMBER POINTE RD
City	CHARLOTTESVILLE
State	VA
Zip	22911-7215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	FOREST LAKES BLK O LOT 7 PH-I
Legal Subdivision	FOREST LAKES
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1000
Census Tract	10303

Owner

2096 Timber Pointe Rd is owned and occupied by an individual who bought it in April 2020.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2096 TIMBER POINTE RD, CHARLOTTESVILLE, VA 22911-7215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2020	Grant Deed, Transfer · Conventional Mortgage WINTRUST MTG
Dec 19, 2017	Grant Deed, Transfer COURT SQUARE TITLE
Aug 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN EQUITY MTG
Aug 23, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN EQUITY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2020 · Amount on File
Deed Sale	Apr 1, 2020 · Amount on File
Prior Sale	Aug 23, 2017 · Amount on File
Deed Document Number	20203608
Deed Book / Page	5295 / 397
Prior Transfer Date	Nov 29, 2017
Prior Transfer Doc	4996/115
Record Updated	Sep 20, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 1, 2020
Property Address	2096 TIMBER POINTE RD, CHARLOTTESVILLE, VA 22911-7215
Document Number	0000003608
Book / Page	005295 / 000397
Instrument Date	Mar 17, 2020
Instrument	3608
Transaction Type	Transfer
Record Updated	May 7, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2096 TIMBER POINTE RD CHARLOTTESVILLE VA 229117215, CHARLOTTESVILLE, VA 22911-7215

Mortgage

Document Number	3609
Date	Apr 1, 2020
Book Page	005295/000400
Instrument	3609

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 31, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 19, 2017
Property Address	2096 TIMBER POINTE RD, CHARLOTTESVILLE, VA 22911-7215
Document Number	0000014658
Book / Page	004996 / 000115
Instrument Date	Dec 12, 2017
Instrument	14658
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	COURT SQUARE TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1892 N BIRCH ST CANBY OR 970139109, CANBY, OR 97013-9109

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2096 TIMBER POINTE RD, CHARLOTTESVILLE, VA 22911-7215
Document Number	0000014659
Instrument Date	Aug 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 8, 2018
Title Company	COURT SQUARE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2096 TIMBER POINTE RD CHARLOTTESVILLE VA 229117215, CHARLOTTESVILLE, VA 22911-7215

Mortgage

Document Number	0000014659
Date	Dec 19, 2017
Book Page	004996/000119
Instrument	14659

Lender

Name	AMERICAN EQUITY MTG
Type	Mortgage Company
Address	ST LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2047

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 23, 2017
Property Address	2096 TIMBER POINTE RD, CHARLOTTESVILLE, VA 22911-7215
Document Number	0000009800
Book / Page	004950 / 000664
Instrument Date	Aug 1, 2017
Instrument	9800
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	COURT SQUARE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$304.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1892 N BIRCH ST CANBY OR 970139109, CANBY, OR 97013-9109

Mortgage

Document Number	9801
Date	Aug 23, 2017
Book Page	004950/000667
Instrument	9801

Lender

Name	AMERICAN EQUITY MTG
Type	Mortgage Company
Address	ST LOUIS, MT 63146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2096 Timber Pointe Rd was $4,277, up 2.5% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,277.00 (+2.49%)	$478,400 (+2.49%) Land $145,000 Building $333,400	$478,400 (+2.49%) Land $145,000 Building $333,400
2025	$4,173.00	$466,800 Land $150,000 Building $316,800	$466,800 Land $150,000 Building $316,800
2023	$3,555.00	$416,300 Land $147,500 Building $268,800	$416,300 Land $147,500 Building $268,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2096 Timber Pointe Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2096 Timber Pointe Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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