2096 N 1450 E, Layton, UT 84040 Property Records

Davis County property record for 2096 N 1450 E, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,595 sqft · built 1987
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,302 (Apr 2026)
Tax Bill	$2,620 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`09-056-0047`

Property Details

APN / Parcel Number

Primary APN	`09-056-0047`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,595 sqft Living Area
Basement Area	590 sqft
Unfinished Basement	590 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2096 N 1450 E
City	LAYTON
State	UT
Zip	84040-7036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10 PRU
Legal Description	ALL OF LOT 47, HIDDEN HOLLOW - UNIT NO I. CONT. 0.22 ACRES
Legal Subdivision	HIIDDEN HOLLOW UNIT NO 1
Legal Lot Number	47
Legal Unit	N
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	3
Census Block	3010
Census Tract	125804

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2096 N 1450 E, LAYTON, UT 84040-7036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage RANLIFE HOME LOANS
Apr 10, 2026	Warranty Deed, Transfer · VA Mortgage FIRST FEDERAL BANK
Apr 10, 2026	Warranty Deed, Transfer · VA Mortgage FIRST FEDERAL BANK
May 7, 2018	Deed of Trust, Mortgage · Commercial Mortgage AMERICA FIRST CU
Jun 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST FCU
Jan 24, 2020	Warranty Deed, Transfer RANLIFE
Nov 6, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2026 · Amount on Record
Deed Sale	Apr 10, 2026 · Amount on Record
Prior Sale	Jan 24, 2020 · Amount on Record
Deed Document Number	20263662936
Deed Book / Page	8972 / 152
Prior Transfer Date	Nov 2, 2017
Prior Transfer Doc	0003056618
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2096 N 1450 E, LAYTON, UT 84040-7036
Transaction Type	Mortgage
Record Updated	May 6, 2026
Title Company	BACKMAN TITLE SERVICES, BACKMAN TITLE SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	07895/2437
Date	Nov 30, 2021
Book Page	7895/2437
Instrument	3439110

Lender

Name	RANLIFE HOME LOANS
Type	Mortgage Company
Address	SANDY, UT 84070

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Apr 10, 2026
Property Address	2096 N 1450 E, LAYTON, UT 84040-7036
Document Number	0003662936
Book / Page	8972 / 152
Instrument Date	Apr 9, 2026
Instrument	2026.3662936
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	TRUE TITLE, TRULY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2096 N 1450 E, LAYTON, UT 84040-7036

Mortgage

Document Number	0003662941,
Date	Apr 10, 2026
Instrument	2026..3662941

Lender

Name	FIRST FEDERAL BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Apr 10, 2026
Property Address	2096 N 1450 E, LAYTON, UT 84040-7036
Document Number	008972/152
Book / Page	8972 / 152
Instrument Date	Apr 9, 2026
Instrument	20263662936
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	TRUE TITLE, TRULY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2096 N 1450 E, LAYTON, UT 84040-7036

Mortgage

Document Number	0003662941,
Date	Apr 10, 2026
Instrument	20263662941

Lender

Name	FIRST FEDERAL BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2096 N 1450 E, LAYTON, UT 84040-7036
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003091905
Date	May 7, 2018
Book Page	7009/1128
Instrument	3091905

Lender

Name	AMERICA FIRST CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2096 N 1450 E, LAYTON, UT 84040-7036
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2096 N 1450 E, LAYTON, UT 84040-7036

Mortgage

Document Number	0003163391
Date	Jun 3, 2019
Book Page	7275/0212
Instrument	3163391

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Jan 24, 2020
Property Address	2096 N 1450 E, LAYTON, UT 84040-7036
Document Number	0003220817
Book / Page	007435 / 001061
Instrument Date	Jan 23, 2020
Instrument	3220817
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	BACKMAN TITLE SERVICES, BACKMAN TITLE SVCS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2096 N 1450 E LAYTON UT 840407036, LAYTON, UT 84040-7036

Mortgage

Document Number	3220835
Date	Jan 24, 2020
Book Page	007435/001131
Instrument	3220835

Lender

Name	RANLIFE
Address	SANDY, UT 84070

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2050

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Nov 6, 2017
Property Address	2096 N 1450 E, LAYTON, UT 84040-7036
Document Number	0003056618
Book / Page	006886 / 001557
Instrument Date	Nov 2, 2017
Instrument	3056618
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2096 N 1450 E LAYTON UT 840407036, LAYTON, UT 84040-7036

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,750 (+0.65%) Land $137,322 Building $118,428	$465,000 (+0.65%) Land $249,677 Building $215,323
2025	$2,620.00	$254,100 (-43.28%) Land $121,001 Building $133,099	$462,000 (+3.13%) Land $220,001 Building $241,999
2024	$2,620.00 (+2.54%)
2023	$2,555.00 (-3.84%)	$448,000 Land $197,425 Building $250,575	$448,000 Land $197,425 Building $250,575
2022	$2,657.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2009–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 99% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Utah Broadband.

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