2096 Jay Clark Rd, Morganton, NC 28655 Property Records

Burke County property record for 2096 Jay Clark Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,322 sqft · built 1965
Lot Size	0.689 acres (30,056 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Jun 2025)
Tax Bill	$825 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2705699699`

Property Details

APN / Parcel Number

Primary APN	`2705699699`
Alternative APN	`29128`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,322 sqft Living Area
1st Floor Area	1,161 sqft
Flooring	Carpet
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	30,056 sqft (0.689 acres)
Terrain	Rolling
Garage Type	Attached
Porch	Porch
Patio Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Old Parcel Number	2705699699
Street Address	2096 JAY CLARK RD
City	MORGANTON
State	NC
Zip	28655-9384
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL THREE DIST
Legal Description	2096 JAY CLARKE RD MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	LOWER CREEK
Census Block Group	1
Census Block	1024
Census Tract	20100

Owner

Source: Burke County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2096 JAY CLARK RD, MORGANTON, NC 28655-9384
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Jun 17, 2025	Warranty Deed, Transfer · VA Mortgage NFM INC
Mar 31, 2022	Warranty Deed, Transfer
Sep 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2025 · Amount on Record
Deed Sale	Jun 17, 2025 · Amount on Record
Prior Sale	Mar 31, 2022 · Amount on Record
Deed Document Number	0002810445
Deed Book / Page	2810 / 445
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	2096 JAY CLARK RD, MORGANTON, NC 28655-9384
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR I

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2096 JAY CLARK RD, MORGANTON, NC 28655-9384

Mortgage

Document Number	0028580555
Date	Mar 6, 2026
Book Page	2858/555
Instrument	2026001928

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jun 17, 2025
Property Address	2096 JAY CLARK RD, MORGANTON, NC 28655-9384
Document Number	0028100445
Book / Page	2810 / 445
Instrument Date	Jun 12, 2025
Instrument	2025004314
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	BARRISTER TITLE SERVICES, BARRISTERS TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9634 STEELE MEADOW RD, CHARLOTTE, NC 28273-4579

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2096 JAY CLARK RD, MORGANTON, NC 28655-9384

Mortgage

Document Number	2025004315
Date	Jun 17, 2025
Instrument	2025004315

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 31, 2022
Property Address	2096 JAY CLARK RD, MORGANTON, NC 28655-9384
Document Number	0026130531
Book / Page	2613 / 531
Instrument Date	Mar 31, 2022
Instrument	2022019318
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Tax	$178.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1110 SUNSET FARMS RD, WHITTIER, NC 28789-6207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9634 STEELE MEADOW RD, CHARLOTTE, NC 28273-4579

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	2096 JAY CLARK RD, MORGANTON, NC 28655-9384
Document Number	0023690119
Instrument Date	Sep 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2096 JAY CLARK RD MORGANTON NC 286559384, MORGANTON, NC 28655-9384

Mortgage

Document Number	0023690119
Date	Oct 2, 2018
Book Page	002369/000119
Instrument	20549

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Burke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$825.00 (+9.13%)	$218,210 (+125.17%) Land $14,057 Building $204,153	$218,210 (+125.17%) Land $14,057 Building $204,153
2023	$756.00	$96,907 Land $14,057 Building $82,850	$96,907 Land $14,057 Building $82,850

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Carolina West Wireless Fixed Wireless	25 / 3

May also be available: AT&T, Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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