2096 E 950 S, Flat Rock, IN 47234 Property Records

Shelby County property record for 2096 E 950 S, Flat Rock, IN 47234 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1995
Lot Size	9.83 acres (428,195 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Sep 2006)
Tax Bill	$1,585 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`73-15-21-200-011.000-021`

Property Details

APN / Parcel Number

Primary APN	`73-15-21-200-011.000-021`
Alternative APNs	`00873967978` `0033301900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	428,195 sqft (9.83 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	256 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00873967978
Street Address	2096 E 950 S
City	FLAT ROCK
State	IN
Zip	47234-9746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE & PT N/E 21 11 7 9.83 AC
Jurisdiction	SHELBY IN
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2077
Census Tract	710900

Owner

Source: Shelby County records · APN 73-15-21-200-011.000-021

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2096 E 950 S, FLAT ROCK, IN 47234-9746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Feb 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 01, 2006 · Amount on Record
Deed Sale	Sep 01, 2006 · Amount on Record
Deed Document Number	20066082
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IN
Property Address	2096 E 950 S, FLAT ROCK, IN 47234-9746
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017003999
Date	Jul 18, 2017
Instrument	2017003999

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Mar 01, 2032

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IN
Property Address	2096 E 950 S, FLAT ROCK, IN 47234-9746
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017000965
Date	Feb 21, 2017
Instrument	2017000965

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2032

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Shelby County
County Subdivision	Washington Township
Unified School District	Southwestern Shelby County Consolidated Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,585.00 (+3.26%) Homeowner's exemption	$233,500 (+2.23%) Land $67,900 Building $165,600	$233,500 (+2.23%) Land $67,900 Building $165,600
2024	$1,535.00 (-3.52%)
2023	$1,591.00 (+6.21%)	$228,400 (+13.18%) Land $67,900 Building $160,500	$228,400 (+13.18%) Land $67,900 Building $160,500
2022	$1,498.00	$201,800 Land $59,500 Building $142,300	$201,800 Land $59,500 Building $142,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shelby County (18145C), updated November 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181457109002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Nearby Flood Policies	12 in force
Nearby Flood Claims	16 (1993–2008)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jun 2008, river or lake flooding, Severe Storms, Flooding, And Tornadoes
Claims By Storm	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 6 claims Severe Winter Storms And Flooding, Jan 2005 · 4 claims

Wildfire

Wildfire Risk	Low above 6% of the US · above 41% of Indiana
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TDS Telecom	Fiber	8,000 / 8,000
Xfinity	Fiber	2,000 / 2,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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