2096 Cumberland Loop, Roseville, CA 95747 Property Records

Placer County property record for 2096 Cumberland Loop, Roseville, CA 95747

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,092 sqft · built 2020
Lot Size	0.192 acres (8,362 sqft)
Owner	Individual Name on Record
Last Sale	$670,000 (Jan 2020)
Tax Bill	$11,034 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`492-330-032-000`

Property Details

APN / Parcel Number

Primary APN	`492-330-032-000`
Alternative APN	`492-330-032`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,092 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Lot Area	8,362 sqft (0.192 acres)
Garage Area	1,151 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	492-330-032
Street Address	2096 CUMBERLAND LOOP
City	ROSEVILLE
State	CA
Zip	95747-4283
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 FIDDYMENT RANCH PH 2 VILLAGE F-9C MOR EE-2
Legal Subdivision	FIDDYMENT RANCH
Legal Lot Number	32
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4019
Census Tract	21328

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2096 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4283
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage VIP INDEPENDENT MORTGAGE INC
Jan 28, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2020 · Amount on Record
Deed Sale	Jan 28, 2020 · Amount on Record
Deed Document Number	20207979
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2096 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4283
Transaction Type	Mortgage
Record Updated	Jan 10, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2096 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4283

Mortgage

Document Number	0000154261
Date	Dec 22, 2021
Instrument	2021-0154261

Lender

Name	VIP INDEPENDENT MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

January 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jan 28, 2020
Property Address	2096 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4283
Document Number	0000007979
Instrument Date	Jan 22, 2020
Instrument	7979
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 10, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$737.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2096 CUMBERLAND LOOP ROSEVILLE CA 957474283, ROSEVILLE, CA 95747-4283

Mortgage

Document Number	7980
Date	Jan 28, 2020
Instrument	7980

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2050

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Roseville City Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$780,395 (+2%) Land $200,791 Building $579,604
2025	$11,034.00 (+4.56%) Homeowner's exemption	$765,094 (+4.04%) Land $196,854 Building $568,240
2023	$10,553.00 (-1.32%) Homeowner's exemption	$735,387 Land $189,211 Building $546,176
2022	$10,694.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fixed Wireless	1,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: DigitalPath, Verizon.

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