Kane County property record for 2096 Constitution Ct, Elgin, IL 60123 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,585 sqft Living Area |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Last Sale | $158,500 (2018) |
| Tax Bill | $6,071.00 (2025) |
| Primary APN | 06-28-126-003 |
|---|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,585 sqft Living Area |
| Gross Area | 2,396 sqft Gross Area |
| Basement Area | 811 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Townhouse Style |
| Construction Type | Frame Construction |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|
| Street Address | 2096 CONSTITUTION CT |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5655 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TOWNHOMES OF WOODBRIDGE UNIT 30-C-2096 |
| Legal Subdivision | WOODBRIDGE |
| Legal Block | 1 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 851908 |
Source: Kane County records · APN 06-28-126-003
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2096 CONSTITUTION CT, ELGIN, IL 60123-5655 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Aug 07, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 07, 2018 · Amount on Record |
| Deed Sale | Aug 07, 2018 · Amount on Record |
| Prior Sale | Sep 23, 2004 · Amount on Record |
| Deed Doc Number | 201838203 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2096 CONSTITUTION CT, ELGIN, IL 60123-5655 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000018120 |
|---|---|
| Date | Apr 10, 2020 |
| Instrument | 2020K018120 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2035 |
| Rate | 3.5% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 07, 2018 |
| Property Address | 2096 CONSTITUTION CT, ELGIN, IL 60123-5655 |
| Document Number | 0000038203 |
| Map Reference | DOC94K056585 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 2018K038203 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $158.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2096 CONSTITUTION CT, 2096, ELGIN, IL 60123-5655 |
| Name | Verified Name |
|---|---|
| Address | 2096 CONSTITUTION CT, ELGIN, IL 60123-5655 |
| Document Number | 0000038204 |
|---|---|
| Date | Aug 07, 2018 |
| Instrument | 2018K038204 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,071.00 (+15.84%) Homeowner's exemption | ||
| 2024 | $80,669 (+21.39%) Land $14,316 Building $66,353 | $242,104 (+21.44%) Land $42,965 Building $199,139 | |
| 2022 | $5,241.00 (+4.67%) Homeowner's exemption | $66,452 (+6.96%) Land $11,793 Building $54,659 | $199,356 (+6.96%) Land $35,379 Building $163,977 |
| 2021 | $5,007.00 Homeowner's exemption | $62,128 Land $11,026 Building $51,102 | $186,384 Land $33,078 Building $153,306 |
2096 Constitution Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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