2096 Chepstow Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 2096 Chepstow Rd, Schenectady, NY 12303 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2000
Square Footage1,734 sqft Living Area
Lot Size10,890 sqft (0.25 acres)
OccupancyOwner Occupied
Last Sale$232,000 (2020)
Tax Bill$8,106.00 (2025)

Property Details

APN / Parcel Number

Primary APN422800 59.6-9-13
Alternative APN
  • 280005900600090130000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,734 sqft Living Area
1st Floor1,032 sqft 1st Floor
Upper Floors702 sqft Upper Floors
Stories1 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2000
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area10,890 sqft (0.25 acres)
Depth X Width145 ft x 75 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeMixed Garage
Garage Area220 sqft Garage
Porch Area50 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address2096 CHEPSTOW RD
CitySCHENECTADY
StateNY
Zip12303-2331
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionR,G STONEGATE MNR - 29 5.-354-4
Legal SubdivisionSTONE GATE MANOR
Legal Block9
Legal Lot Number13.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionROTTERDAM
Census Blockgroup1
Census Block1010
Census Tract32902

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.6-9-13

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2096 CHEPSTOW RD, SCHENECTADY, NY 12303-2331
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2020Deed, Transfer · Line of Credit
TRUSTCO BANK
Aug 21, 2019Warranty Deed, Transfer
NOT AVAILABLE
Mar 12, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 29, 2020 · Amount on Record
Deed SaleOct 29, 2020 · Amount on Record
Prior SaleAug 21, 2019 · Amount on Record
Deed Doc Number202033808
Deed Book / Page2044 / 623
Record RefreshedJun 08, 2026

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateOct 29, 2020
Property Address2096 CHEPSTOW RD, SCHENECTADY, NY 12303-2331
Document Number0000033808
Book / Page2044 / 623
Instrument DateSep 25, 2020
Instrument202033808
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$928.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address109 BRIAN CREST CT, 109, SCHENECTADY, NY 12306-3449

Transferred To (Grantee/Buyer)

NameVerified Name
Address1968 HAMBURG ST, SCHENECTADY, NY 12304-4792

Mortgage

Document Number0000033809
DateOct 29, 2020
Instrument202033809
Lender
NameTRUSTCO BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 25, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 21, 2019
Property Address2096 CHEPSTOW RD, SCHENECTADY, NY 12303-2331
Document Number0000037490
Book / Page002018 / 000169
Instrument DateJul 29, 2019
Instrument37490
Transaction TypeTransfer
Record UpdatedSep 11, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$448.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 BRIAN CREST CT SCHENECTADY NY 123063449, SCHENECTADY, NY 12306-3449

March 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateMar 12, 2019
Property Address2096 CHEPSTOW RD, SCHENECTADY, NY 12303-2331
Document Number0000010764
Book / Page002007 / 000215
Instrument DateFeb 11, 2019
Instrument10764
Transaction TypeForeclosure
Record UpdatedMar 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$363.20
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address14405 WALTERS RD HOUSTON TX 770141337, HOUSTON, TX 77014-1337
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,106.00$220,400 (-) Land $11,800 Building $208,600$339,100 (+16.93%) Land $18,155 Building $320,945
2023$220,400 Land $11,800 Building $208,600$290,000 Land $15,526 Building $274,474

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Chepstow Rd

Nearby Streets

Search Property Records by Address or Parcel Number