2096 Borealis Cir, Roseville, CA 95747 Property Records

Placer County property record for 2096 Borealis Cir, Roseville, CA 95747

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,465 sqft · built 2022
Owner	2 Individual Names on File
Last Sale	$720,500 (Jan 2023)
Tax Bill	$10,906 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`498-200-026-000`

Property Details

APN / Parcel Number

Primary APN	`498-200-026-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,465 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2096 BOREALIS CIR
City	ROSEVILLE
State	CA
Zip	95747-4478
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 FEDERICO PH 1 VILLAGE 22A MOR BK FF 38
Legal Lot Number	26
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4008
Census Tract	21327

Owner

2096 Borealis Cir is owned and occupied by two individuals who bought it in January 2023.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2096 BOREALIS CIR, ROSEVILLE, CA 95747-4478
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Grant Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 15, 2022	Grant Deed, Transfer PLACER TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2023 · Amount on File
Deed Sale	Jan 27, 2023 · Amount on File
Prior Sale	Jul 15, 2022 · Amount on File
Deed Document Number	20233987
Record Updated	Sep 20, 2026

January 2023: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jan 27, 2023
Property Address	2096 BOREALIS CIR, ROSEVILLE, CA 95747-4478
Document Number	0000003987
Map Reference	MB FF PG 38
Instrument Date	Jan 27, 2023
Instrument	2023-0003987
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 15, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2096 BOREALIS CIR, ROSEVILLE, CA 95747-4478

Mortgage

Document Number	0000003988
Date	Jan 27, 2023
Instrument	2023-0003988

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jul 15, 2022
Property Address	2096 BOREALIS CIR, ROSEVILLE, CA 95747-4478
Document Number	0000057604
Map Reference	MB FF PG 38
Instrument Date	Jul 13, 2022
Instrument	2022-0057604
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2710 GATEWAY OAKS DR STE 190N, 190N, SACRAMENTO, CA 95833-4307

Tax Assessment & Valuation

The 2025 property tax bill for 2096 Borealis Cir was $10,906.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Roseville City Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$688,000 (-5.75%) Land $152,900 Building $535,100
2025	$10,906.00	$730,000 Land $162,200 Building $567,800
2023	$8,135.00 (+156.22%)	$477,506 Land $111,506 Building $366,000
2022	$3,175.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2096 Borealis Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 1 (45% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2096 Borealis Cir is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Astound Broadband Fixed Wireless	1,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Succeed.Net Fixed Wireless	100 / 50

May also be available: Fidium Fiber.

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