2096 Berkeley Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 2096 Berkeley Ave, Saint Paul, MN 55105 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,783 sqft · built 1924
Lot Size	0.116 acres (5,040 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Feb 2025)
Tax Bill	$10,026 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-28-23-11-0092`

Property Details

APN / Parcel Number

Primary APN	`08-28-23-11-0092`
Alternative APNs	`8547817` `57859`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,783 sqft Living Area
1st Floor Area	1,380 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1968
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	5,040 sqft (0.116 acres)
Lot Dimensions	126 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	57859
Street Address	2096 BERKELEY AVE
City	SAINT PAUL
State	MN
Zip	55105-1202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOUDEN PARK LOT 12 BLK 6
Legal Range	23
Legal Township	28
Legal Section	08
Legal Subdivision	LOUDEN PARK
Legal Block	6
Legal Lot Number	12
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1003
Census Tract	43001

Owner

Source: Ramsey County records · APN 08-28-23-11-0092

Assessment roll updated July 28, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2096 BERKELEY AVE, SAINT PAUL, MN 55105-1202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 07, 2026	Deed of Trust, Mortgage · VA Mortgage BELL BANK
Sep 09, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jun 20, 2017	Grant Deed, Subdivision Related Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 24, 2025 · Amount on Record
Deed Sale	Feb 24, 2025 · Amount on Record
Prior Sale	Jun 20, 2017 · Amount on Record
Deed Document Number	20252789992
Record Updated	Jun 08, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Recording Date	Apr 07, 2026
Property Address	2096 BERKELEY AVE, SAINT PAUL, MN 55105-1202
Document Number	0002813496
Instrument Date	Mar 30, 2026
Instrument	20262813496
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	2096 BERKELEY AVE, SAINT PAUL, MN 55105-1202

Mortgage

Document Number	0002813496,
Date	Apr 07, 2026
Instrument	20262813496

Lender

Name	BELL BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	5.98%
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2096 BERKELEY AVE, SAINT PAUL, MN 55105-1202
Document Number	0004836500
Instrument Date	Sep 09, 2020
Transaction Type	Mortgage
Record Updated	Oct 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2096 BERKELEY AVE ST PAUL MN 551051202, ST PAUL, MN 55105-1202

Mortgage

Document Number	0004836500
Date	Oct 06, 2020
Instrument	4836500

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 05, 2050

June 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 20, 2017
Property Address	2096 BERKELEY AVE, SAINT PAUL, MN 55105-1202
Document Number	0002589786
Instrument Date	May 12, 2017
Instrument	2589786
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 28, 2017
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,670.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2096 BERKELEY AVE ST PAUL MN 551051202, ST PAUL, MN 55105-1202

Mortgage

Document Number	2589787
Date	Jun 20, 2017
Instrument	2589787

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2047

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated July 28, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$692,000 (+10.44%) Land $146,900 Building $545,100	$692,000 (+10.44%) Land $146,900 Building $545,100
2024	$10,026.00 (+2.12%)
2023	$9,818.00	$626,600 Land $146,900 Building $479,700	$626,600 Land $146,900 Building $479,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ramsey County (27123C), updated April 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 970 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	2,000 / 1,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	1,000 / 75
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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