20959 Via Sandia, Bend, OR 97702 Property Records

Deschutes County property record for 20959 Via Sandia, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,190 sqft · built 1984
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$89,900 (Oct 1993)
Tax Bill	$3,412 (2025)
Deeds & Mortgages	Jan 2022 Reverse Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181215 BA 02700`

Property Details

APN / Parcel Number

Primary APN	`181215 BA 02700`
Alternative APNs	`R1088181215BA02700` `164081`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,190 sqft Living Area
1st Floor Area	1,190 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Architectural Style	Other
Foundation Type	Concrete
Roof Material	Wood Shingle
Lot Area	23,087 sqft (0.53 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	600 sqft
Deck Area	272 sqft

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	164081
Old Parcel Number	R1088181215BA02700
Street Address	20959 VIA SANDIA
City	BEND
State	OR
Zip	97702-9587
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:1 BLK:4 SUBD:LADERA FIRST ADDITION SEC/TWN/RNG/MER:SEC 15 TWN 18 RNG 12 MAP REF:181215-BA
Legal Range	12E
Legal Township	18S
Legal Section	15
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	LADERA FIRST ADDITION
Legal Block	4
Legal Lot Number	1
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3008
Census Tract	1904

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20959 VIA SANDIA, BEND, OR 97702-9587
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
May 20, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 1993 · Amount on Record
Deed Sale	Oct 22, 1993 · Amount on Record
Deed Document Number	9933162176
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20959 VIA SANDIA, BEND, OR 97702-9587
Transaction Type	Mortgage
Record Updated	May 26, 2023
Title Company	NOT AVAILABLE, MIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20959 VIA SANDIA, BEND, OR 97702-9587

Mortgage

Document Number	0000004292
Date	Jan 31, 2022
Instrument	2022-04292

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	904 Months
Due	May 7, 2097

Interest

Rate Type	Adjustable Rate
Rate	2.35%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2022
Change Frequency	Monthly
Index	1-Year CMT

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20959 VIA SANDIA, BEND, OR 97702-9587
Document Number	0000021093
Instrument Date	May 20, 2017
Transaction Type	Mortgage
Record Updated	Jun 14, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20959 VIA SANDIA BEND OR 977029587, BEND, OR 97702-9587

Mortgage

Document Number	0000021093
Date	Jun 2, 2017
Instrument	21093

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	960 Months
Due	Jun 1, 2097

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,412.00 (+3.93%)	$201,990 (+3%)	$495,020 (-) Land $178,780 Building $316,240
2024	$3,283.00 (+7.89%)	$196,110 (+3%)	$495,020 (-) Land $178,780 Building $316,240
2023	$3,043.00	$190,400	$495,020 Land $178,780 Building $316,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Webformix.

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