20952 Cherokee Ter, Sterling, VA 20165 Property Records

Loudoun County property record for 20952 Cherokee Ter, Sterling, VA 20165

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 2,532 sqft · built 1999
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Company Names on File
Last Sale	$311,000 (Apr 2009)
Tax Bill	$5,467 (2026)
Deeds & Mortgages	Feb 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`019-35-8846-000`

Property Details

APN / Parcel Number

Primary APN	`019-35-8846-000`
Alternative APN	`81 R 9 16`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	3 Stories
Building Area	2,532 sqft Living Area
1st Floor Area	956 sqft
Basement Area	568 sqft
Sunroom	Sunroom
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Basement
Garage Area	360 sqft
Deck Area	Deck Area
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	20952 CHEROKEE TER
City	STERLING
State	VA
Zip	20165-5857
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PDH4
Legal Description	POTOMAC LAKES (WESTLAKES) SEC 19C LOT 16 200904200023612
Legal Subdivision	POTOMAC LAKE
Legal Block	1
Legal Lot Number	16
Legal Unit	19C
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	1
Census Block	1010
Census Tract	611207

Owner

20952 Cherokee Ter, a townhouse, is owned by a company that acquired it in January 2026.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	2 Company Names on File
Mailing Address	43843 CHADWICK TER, ASHBURN, VA 20148-3154
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2009 · Amount on File
Deed Sale	Apr 20, 2009 · Amount on File
Prior Sale	Sep 26, 2005 · Amount on File
Deed Document Number	200923612
Last Transfer Date	Jan 23, 2026
Transfer Doc	0000006827
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUDOUN VA
Recording Date	Feb 11, 2026
Property Address	20952 CHEROKEE TER, STERLING, VA 20165-5857
Document Number	0000006827
Map Reference	MB 1516 PG 519
Instrument Date	Jan 23, 2026
Instrument	20260211-0006827
Transaction Type	Transfer
Record Updated	Mar 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	43843 CHADWICK TER, ASHBURN, VA 20148-3154

Tax Assessment & Valuation

The 2026 property tax bill for 20952 Cherokee Ter was $5,467, up 1.7% from the year before.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,467.00 (+1.73%)	$679,200 (+1.73%) Land $225,000 Building $454,200	$679,200 (+1.73%) Land $225,000 Building $454,200
2025	$5,374.00	$667,650 Land $225,000 Building $442,650	$667,650 Land $225,000 Building $442,650
2023	$5,198.00	$594,100 Land $225,000 Building $369,100	$594,100 Land $225,000 Building $369,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20952 Cherokee Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20952 Cherokee Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	1,200 / 35