Seminole County property record for 2095 Swinstead Dr, Sanford, FL 32773
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,980 sqft · built 2023 |
| Owner | Individual Name on Record |
| Last Sale | $628,300 (Feb 2023) |
| Tax Bill | $6,244 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Feb 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-20-31-505-0000-3750 |
| Primary APN | 17-20-31-505-0000-3750 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,980 sqft Living Area |
| Upper Floors Area | 1,650 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2095 SWINSTEAD DR |
|---|---|
| City | SANFORD |
| State | FL |
| Zip | 32773-7389 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 375 KENSINGTON RESERVE PHASE III PLAT BOOK {86} PAGES {38-45} |
| Legal Subdivision | KENSINGTON RESERVE |
| Legal Phase | 3 |
| Legal Lot Number | 375 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | SANFORD |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 21000 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2095 SWINSTEAD DR, SANFORD, FL 32773-7389 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Feb 15, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Sep 15, 2022 | Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2023 · Amount on Record |
| Deed Sale | Feb 15, 2023 · Amount on Record |
| Prior Sale | Sep 15, 2022 · Amount on Record |
| Deed Document Number | 0001039130 |
| Deed Book / Page | 10391 / 30 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 2095 SWINSTEAD DR, SANFORD, FL 32773-7389 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2095 SWINSTEAD DR, SANFORD, FL 32773-7389 |
| Document Number | 0109160519 |
|---|---|
| Date | Oct 15, 2025 |
| Book Page | 10916/519 |
| Instrument | 2025102547 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ROSA, CA 95401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Feb 15, 2023 |
| Property Address | 2095 SWINSTEAD DR, SANFORD, FL 32773-7389 |
| Document Number | 0103910030 |
| Book / Page | 10391 / 30 |
| Map Reference | MB 86 PG 38-45 |
| Instrument Date | Feb 15, 2023 |
| Instrument | 2023014302 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2024 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,398.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7547 GOLF CHANNEL DR, ORLANDO, FL 32819-8921 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2095 SWINSTEAD DR, SANFORD, FL 32773-7389 |
| Document Number | 0001039132 |
|---|---|
| Date | Feb 15, 2023 |
| Instrument | 10391/32 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2038 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Sep 15, 2022 |
| Property Address | 2095 SWINSTEAD DR, SANFORD, FL 32773-7389 |
| Document Number | 0103160717 |
| Book / Page | 10316 / 717 |
| Instrument Date | Sep 7, 2022 |
| Instrument | 2022105764 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2024 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,443.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3601 RIGBY RD STE 300, 300, MIAMISBURG, OH 45342-5047 |
| Name | Verified Name |
|---|---|
| Address | 4307 VINELAND RD STE H16, H16, ORLANDO, FL 32811-7374 |
| Investor | Possibly a Property Investor |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Sanford City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,244.00 (+234.98%) Homeowner's exemption | $376,797 (+258.85%) | $528,865 (+403.68%) Land $115,000 Building $413,865 |
| 2023 | $1,864.00 (+26.54%) | $105,000 (+23.53%) | $105,000 (+23.53%) Land $105,000 |
| 2022 | $1,473.00 | $85,000 Land $85,000 | $85,000 Land $85,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 18 (2008–2024) |
| Claims Outside the SFHA | 6 of 18 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 59% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures