2095 SE Pharis Rd, Dearborn, MO 64439 Property Records

Buchanan County property record for 2095 SE Pharis Rd, Dearborn, MO 64439

Property Summary

Property Type	Rural Home
Details	2,400 sqft · built 2011
Lot Size	9.79 acres (426,452 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,309 (2025)
Deeds & Mortgages	Apr 2017 Mortgage May 2020 Mortgage
APN	`17-8.0-28-000-000-008.001`

Property Details

APN / Parcel Number

Primary APN	`17-8.0-28-000-000-008.001`

Interior

Building Area	2,400 sqft Base Area
1st Floor Area	2,400 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Lot Area	426,452 sqft (9.79 acres)

Location & Zoning

Street Address	2095 SE PHARIS RD
City	DEARBORN
State	MO
Zip	64439-8132
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-1
Legal Description	28-55-35SWSUB: LOT: BLK:LGL DESC:BEG SE COR OF SW 1/4 W 330' N 1320' E 330' S 1320' TO POB LESS RD R/W
Legal Range	35W
Legal Township	55N
Legal Section	28
Jurisdiction	BUCHANAN MO
Township / Civil Division	CRAWFORD
Census Block Group	5
Census Block	5075
Census Tract	2800

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2095 SE PHARIS RD, DEARBORN, MO 64439-8132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNION STATE BANK
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION STATE BANK OF EVEREST

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2095 SE PHARIS RD, DEARBORN, MO 64439-8132
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017003533
Date	Apr 20, 2017
Instrument	2017003533

Lender

Name	UNION STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2037

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2095 SE PHARIS RD, DEARBORN, MO 64439-8132
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ST JOSEPH TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3749/44
Date	May 28, 2020
Book Page	3749/44
Instrument	2020004195

Lender

Name	UNION STATE BANK OF EVEREST
Type	Bank
Address	ATCHISON, KS 66002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Unified School District	Mid-Buchanan County R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,309.00 (+0.03%)	$53,760 (+14.97%) Land $4,350 Building $49,410	$279,540 (+9.64%) Land $24,610 Building $254,930
2024	$3,308.00 (+4.09%)
2023	$3,178.00 (+0.22%)	$46,760 (+0.41%) Land $4,350 Building $42,410	$254,970 (+0.05%) Land $24,610 Building $230,360
2022	$3,171.00	$46,570 Land $4,400 Building $42,170
2021			$254,840 Land $25,000 Building $229,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 87% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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