2095 Ruth Rd, Mattituck, NY 11952 Property Records

Suffolk County and Southold Town property record for 2095 Ruth Rd, Mattituck, NY 11952

Property Summary

Property Type	Single Family Home
Lot Size	0.46 acres (20,038 sqft)
Owner	Company Name on Record
Tax Bill	$10,641 (2024)
Deeds & Mortgages	May 2026 Sale Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473889 106.-7-6`

Property Details

APN / Parcel Number

Primary APN	`473889 106.-7-6`
Alternative APNs	`1000-106.00-07.00-006.000` `388910600000070060000000` `47380013242` `14`

Exterior

Lot Area	20,038 sqft (0.46 acres)

Location & Zoning

Account Number	14
Street Address	2095 RUTH RD
City	MATTITUCK
State	NY
Zip	11952-3665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	BOOK 6 PAGE 00200 BILL 012750
Legal Block	7
Legal Lot Number	6
Jurisdiction	SUFFOLK NY
Township / Civil Division	SOUTHOLD
Census Block Group	1
Census Block	1014
Census Tract	170003

Owner

Source: Suffolk County and Southold Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1 WEST CT, RIDGE, NY 11961-2104
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed, Transfer
Jul 28, 2022	Deed of Trust, Mortgage · ARM TEACHERS FCU
Feb 11, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 24, 2020
Transfer Doc	0130470472
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	May 6, 2026
Property Address	2095 RUTH RD, MATTITUCK, NY 11952-3665
Document Number	0133350341
Book / Page	13335 / 341
Instrument Date	Apr 17, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	1 WEST CT, RIDGE, NY 11961-2104

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	2095 RUTH RD, MATTITUCK, NY 11952-3665
Transaction Type	Mortgage
Record Updated	Nov 14, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234430011
Date	Jul 28, 2022
Book Page	23443/11

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	229 Months
Due	Aug 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	3.6%
Type Change Date	Mar 1, 2023
Index	1-Year CMT
Margin	3

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUFFOLK NY
Recording Date	Feb 11, 2020
Property Address	2095 RUTH RD, MATTITUCK, NY 11952-3665
Document Number	0130470472
Book / Page	013047 / 000472
Instrument Date	Jan 24, 2020
Transaction Type	Transfer
Record Updated	Mar 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2095 RUTH RD MATTITUCK NY 119523665, MATTITUCK, NY 11952-3665

Tax Assessment & Valuation

Source: Suffolk County and Southold Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Southold Town
Unified School District	Mattituck-Cutchogue Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$7,500 (+10.29%) Land $900 Building $6,600	$1,363,636 (+11,330.31%) Land $163,636 Building $1,200,000
2024	$10,641.00
2023		$6,800 Land $900 Building $5,900	$11,930 Land $1,579 Building $10,351

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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