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2095 Mule Ridge Dr, Katy, TX 77493 Property Records
Waller County property record for 2095 Mule Ridge Dr, Katy, TX 77493
Property Summary
Property Type Single Family Home Details 1,352 sqft · built 2020 Lot Size 0.17 acres (7,440 sqft) Owner Individual Name on File Last Sale $141,400 (Sep 2026) Tax Bill $2,698 (2025) Deeds & Mortgages Sep 2026 Mortgage Apr 2026 Sale + 3 more Flood Zone Zone X (minimal risk)APN 491903-004-008-000
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Property Details APN / Parcel Number
Primary APN 491903-004-008-000 Alternative APNs
Interior
Stories 1 Story Building Area 1,352 sqft Living Area 1st Floor Area 1,352 sqft
Exterior
Year Built Built 2020 Effective Year Built Effective 2021 Lot Area 7,440 sqft (0.17 acres) Garage Area 400 sqft Parking Spaces 2 Parking Spaces Porch Slab Patio Area 169 sqft
Location & Zoning Street Address 2095 MULE RIDGE DR City KATY State TX Zip 77493-3723 Property Category Residential Property Type Residential > Single Family > Home Legal Description S491903 FREEMAN RANCH 3 BLK 4 LOT 8 Legal Subdivision FREEMAN RANCH 3 Legal Block 4 Legal Lot Number 8 Jurisdiction WALLER TX Township / Civil Division BROOKSHIRE Census Block Group 1 Census Block 1000 Census Tract 680100
Owner
2095 Mule Ridge Dr is owned by an individual who bought it in September 2026.
Source: Waller County records, as of October 19, 2026
Owner of Record Individual Name on File Mailing Address 313 PALO DURO CANYON DR, KATY, TX 77493-3939 Owner Type Individual Vesting Unmarried Woman
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial .
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Deeds, Mortgages & Sale History
Date Document Sep 29, 2026 Special Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC Apr 6, 2026 Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT Mar 13, 2026 Trustee's Deed, Foreclosure Oct 16, 2023 Vendor's Lien, Transfer · Conventional Mortgage CITY FIRST MORTGAGE SERVICES LLC Nov 2, 2020 Vendor's Lien, Subdivision Related Transfer · FHA Mortgage LOANDEPOT.COM LLC
Assessor's Deed Record
Deed Names Name on Deed Last Sale Sep 29, 2026 · Amount on File Deed Sale Sep 29, 2026 · Amount on File Prior Sale Apr 6, 2026 Deed Document Number 202614514 Prior Transfer Date Mar 10, 2026 Prior Transfer Doc 0000003413 Record Updated Oct 29, 2026
September 2026: Special Warranty Deed, Transfer Document Type Special Warranty Deed Jurisdiction WALLER TX Recording Date Sep 29, 2026 Property Address 2095 MULE RIDGE DR, KATY, TX 77493-3723 Document Number 0000014514 Instrument Date Sep 21, 2026 Instrument 202614514 Transaction Type Transfer Record Updated Oct 23, 2026 Title Company RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES
Transaction
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Address 313 PALO DURO CANYON DR, KATY, TX 77493-3939
Mortgage
Document Number 0000014515, Date Sep 29, 2026 Instrument 202614515
Lender
Agreement
Type VA MortgageAmount Amount on Record Term 360 Months Due Oct 1, 2056
Interest
Rate Type Adjustable Rate Initial Type Adjustable Rate Adjustable Adjustable Rate Rider Max Rate -1%
April 2026: Special Warranty Deed, Transfer Document Type Special Warranty Deed Jurisdiction WALLER TX Recording Date Apr 6, 2026 Property Address 2095 MULE RIDGE DR, KATY, TX 77493-3723 Document Number 0000004570 Instrument Date Apr 2, 2026 Instrument 20264570 Transaction Type Transfer Record Updated Jul 12, 2026 Title Company NONE LISTED ON DOCUMENT
Transaction
Tax $0.00 Amount Accuracy Full Amount Stated Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Company Address 5000 PLANO PKWY, CARROLLTON, TX 75010-4900 Investor Possibly a Property Investor
March 2026: Trustee's Deed, Foreclosure Document Type Trustee's Deed Jurisdiction WALLER TX Recording Date Mar 13, 2026 Property Address 2095 MULE RIDGE DR, KATY, TX 77493-3723 Document Number 0002603413 Map Reference DOC 2002355 Instrument Date Mar 10, 2026 Instrument 2603413 Transaction Type Foreclosure Record Updated Mar 24, 2026
Transaction
Amount Amount on Record Tax $0.00 Amount Accuracy Full Amount Stated
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Address 3637 SENTARA WAY STE 303, 303, VIRGINIA BEACH, VA 23452-4262 Investor Possibly a Property Investor
October 2023: Vendor's Lien, Transfer Document Type Vendor's Lien Jurisdiction WALLER TX Recording Date Oct 16, 2023 Property Address 2095 MULE RIDGE DR, KATY, TX 77493-3723 Document Number 0002312401 Map Reference DOC 2002355 Instrument Date Oct 12, 2023 Instrument 2312401 Transaction Type Transfer Record Updated Mar 24, 2026 Title Company PRIORITY SETTLEMENT GROUP/TX LLC, PRIORITY STLMT GROUP TX LLC
Transaction
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Address 2095 MULE RIDGE DR, KATY, TX 77493-3723
Mortgage
Document Number 0002312402 Date Oct 16, 2023 Instrument 2312402
Lender
Name CITY FIRST MORTGAGE SERVICES LLC Type Mortgage Company Special Notes Seller Financed
Agreement
Type Conventional Mortgage Amount Amount on Record Term 361 Months Due Nov 1, 2053
November 2020: Vendor's Lien, Subdivision Related Transfer Document Type Vendor's Lien Jurisdiction WALLER TX Recording Date Nov 2, 2020 Property Address 2095 MULE RIDGE DR, KATY, TX 77493-3723 Document Number 0002010841 Map Reference DOC 2002355 Instrument Date Oct 28, 2020 Instrument 2010841 Transaction Type Subdivision Related Transfer Record Updated Mar 24, 2026
Transaction
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Address 2095 MULE RIDGE DR, KATY, TX 77493-3723
Mortgage
Document Number 0002010842 Date Nov 2, 2020 Instrument 2010842
Lender
Name LOANDEPOT.COM LLC Type Mortgage Company Special Notes Seller Financed
Agreement
Type FHA MortgageAmount Amount on Record Term 360 Months Due Nov 1, 2050
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Tax Assessment & Valuation
The 2025 property tax bill for 2095 Mule Ridge Dr was $2,698.
Source: Waller County assessment roll, as of May 26, 2026
Property Jurisdictions
Type Name State Texas County Waller County Unified School District Royal Independent School District (PK - 12)
Tax Bill & Assessment History
Year Tax Bill Assessed Value Assessed Market Value 2025 $2,698.00 Homeowner's exemption $254,130 Land $30,000 Building $224,130 $254,130 Land $30,000 Building $224,130 2023 $1,435.00 Homeowner's exemption Disabled Person's exemption $252,480 Land $30,000 Building $222,480 $252,480 Land $30,000 Building $222,480 2021 $252,490.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
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Tax and assessment analysis, valuation & comps, ownership context, and lien insights — all in one PDF. See a sample report →
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Flood
FEMA maps place 2095 Mule Ridge Dr in Zone X, an area of minimal flood risk, though there have been 88 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective May 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone Zone Xminimal risk Flood Insurance Requirement Not requiredlenders may require it Flood Insurance Cost Premium on File median of 296 policies Community Rating System Class 7 (15% premium discount) Nearby Flood Policies 296 in force Nearby Flood Claims 88 (1992–2026) Claims Outside the SFHA 64 of 88 Most Recent Claim Apr 2026 · other causes Claims by Event Hurricane Harvey, Aug 2017 · 63 claims Severe Storms And Flooding, Apr 2016 · 13 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 2095 Mule Ridge Dr is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk Moderateabove 46% of the US · lower than 80% of Texas Wildfire Likelihood 0.08% annual chance Exposure Nonebeyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System FREEMAN RANCHprivate · serves 1,308 people · EPA ID TX2370123 Water Source Groundwater Last State Inspection Oct 2024 Lead Under 1 ppb (2024–2026)action level 15 ppb
Violations Reported to EPA
Water Quality Nonelast 10 years Treatment and Procedure Nonelast 10 years Monitoring and Reporting 1last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
Provider Max Down / Up (Mbps) Ezee FiberFiber 8,000 / 8,000 Fidium FiberFiber 2,000 / 2,000 XfinityCable 2,000 / 250
May also be available: Centric Fiber, Hotwire Communications, Verizon.
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