2095 Monaco Ct, El Cajon, CA 92019 Property Records

San Diego County property record for 2095 Monaco Ct, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,980 sqft · built 1985
Lot Size	0.212 acres (9,229 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Jan 2018)
Tax Bill	$8,649 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`518-141-04-00`

Property Details

APN / Parcel Number

Primary APN	`518-141-04-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,980 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	9,229 sqft (0.212 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2095 MONACO CT
City	EL CAJON
State	CA
Zip	92019-4235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 670 UND INT IN LOTS 836&968&975&993&ALL OF TR 009433
Legal Subdivision	SAN DIEGO 3584-2
Legal Tract	009433
Legal Block	2
Legal Lot Number	670,8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	13604

Owner

2095 Monaco Ct is owned and occupied by two individuals who acquired it in October 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2095 MONACO CT, EL CAJON, CA 92019-4235
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LENDING ARENA LLC
Jan 31, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 19, 2018	Grant Deed, Transfer · Conventional Mortgage BRIK HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2018 · Amount on File
Deed Sale	Jan 19, 2018 · Amount on File
Prior Sale	Jul 21, 1998 · Amount on File
Deed Document Number	201823349
Last Transfer Date	Oct 29, 2020
Transfer Doc	0000684561
Record Updated	Oct 29, 2026

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 3, 2020
Property Address	2095 MONACO CT, EL CAJON, CA 92019-4235
Document Number	0000684561
Map Reference	MAP 9433
Instrument Date	Oct 29, 2020
Instrument	2020-0684561
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	FIDELITY NATL TTL AGCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2095 MONACO CT, EL CAJON, CA 92019-4235

Mortgage

Document Number	0000684562
Date	Nov 3, 2020
Instrument	2020-0684562

Lender

Name	LENDING ARENA LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 31, 2018
Property Address	2095 MONACO CT, EL CAJON, CA 92019-4235
Document Number	0000040395
Instrument Date	Jan 30, 2018
Instrument	40395
Transaction Type	Transfer
Record Updated	Feb 6, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2095 MONACO CT EL CAJON CA 920194235, EL CAJON, CA 92019-4235

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 19, 2018
Property Address	2095 MONACO CT, EL CAJON, CA 92019-4235
Document Number	0000023349
Instrument Date	Dec 19, 2017
Instrument	23349
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2095 MONACO CT EL CAJON CA 920194235, EL CAJON, CA 92019-4235

Mortgage

Document Number	23350
Date	Jan 19, 2018
Instrument	23350

Lender

Name	BRIK HM LOANS
Address	EL CAJON, CA 92019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2095 Monaco Ct was $8,649.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$731,162 (+2%) Land $429,413 Building $301,749
2025	$8,649.00	$716,827 Land $420,994 Building $295,833
2023	$8,473.00 (+1.64%)	$688,995 Land $404,648 Building $284,347
2022	$8,336.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2095 Monaco Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2095 Monaco Ct is moderate, ranking above 42% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

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