Washington County property record for 2095 Lake Washington Rd E, Chatham, MS 38731
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 840 sqft · built 1981 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,152 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Sep 2020 Sale |
| Flood Zone | Zone X (reduced by levee) |
| APN | 324720000 |
| Primary APN | 324720000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 840 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Flooring | Wood |
| Interior Walls | Paneling |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Concrete Block |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 413 sqft |
| Deck Area | 306 sqft |
| Patio Area | 686 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 028245 |
|---|---|
| Street Address | 2095 LAKE WASHINGTON RD E |
| City | CHATHAM |
| State | MS |
| Zip | 38731-9610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT IN E 1/2 S OF RD |
| Legal Range | 08 |
| Legal Township | 15 |
| Legal Section | 31 |
| Jurisdiction | WASHINGTON MS |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4043 |
| Census Tract | 1500 |
2095 Lake Washington Rd E is owned and occupied by an individual who acquired it in September 2020.
Source: Washington County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2095 LAKE WASHINGTON RD E, CHATHAM, MS 38731-9610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2020 | Deed of Trust, Mortgage AMERICAN BANK OF COMMERCE |
| Sep 22, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2020 |
| Deed Sale | Sep 22, 2020 |
| Deed Document Number | 2020015120 |
| Deed Book / Page | 202001 / 5120 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MS |
| Property Address | 2095 LAKE WASHINGTON RD E, CHATHAM, MS 38731-9610 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 33 COUNTY ROAD 133, GREENWOOD, MS 38930-7016 |
| Document Number | 202002/15947 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 202002/15947 |
| Name | AMERICAN BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 30 Months |
| Due | Mar 5, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON MS |
| Recording Date | Sep 22, 2020 |
| Property Address | 2095 LAKE WASHINGTON RD E, CHATHAM, MS 38731-9610 |
| Document Number | 202001/5120 |
| Book / Page | 202001 / 5120 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1078 CROWN WALK DR, FOLEY, AL 36535-7403 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2095 LAKE WASHINGTON RD E, CHATHAM, MS 38731-9610 |
The 2025 property tax bill for 2095 Lake Washington Rd E was $2,152, up 7.9% from the year before.
Source: Washington County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Washington County |
| Unified School District | Western Line School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,152.00 (+7.92%) | $15,927 | $106,180 Land $13,500 Building $92,680 |
| 2024 | $1,994.00 (+3.05%) | ||
| 2023 | $1,935.00 (+6.38%) | $14,976 | $99,840 Land $13,500 Building $86,340 |
| 2022 | $1,819.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2095 Lake Washington Rd E in Zone X, where a levee reduces flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 8 (1991–2016) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Mar 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2095 Lake Washington Rd E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLACK BAYOU WATER ASSN. public/private · serves 6,917 people · EPA ID MS0760076 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TecInfo Communications Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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