2095 Knowles Rd, Medford, OR 97501 Property Records

Jackson County property record for 2095 Knowles Rd, Medford, OR 97501

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Details	3 bd · 2 ba · 5,209 sqft · built 1960
Lot Size	12.6 acres (551,470 sqft)
Owner	Individual Name on File
Last Sale	$685,000 (Aug 2020)
Tax Bill	$4,415 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`382W041901`

Property Details

APN / Parcel Number

Primary APN	`382W041901`
Alternative APNs	`382W040001901` `10708511`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	5,209 sqft Gross Area
1st Floor Area	2,268 sqft
2nd Floor Area	1,741 sqft
Basement Area	378 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2006
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	551,470 sqft (12.6 acres)
Garage Type	Attached
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces
Deck Area	300 sqft
Patio Area	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	2095 KNOWLES RD
City	MEDFORD
State	OR
Zip	97501-8501
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Local Zoning Code	WR
Legal Range	02W
Legal Township	38S
Legal Section	04
Legal Block	2
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	2
Census Block	2005
Census Tract	1500

Owner

2095 Knowles Rd, timberland, forest, woodland vacant land, is owned by an individual who bought it in August 2020.

Source: Jackson County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2095 KNOWLES RD, MEDFORD, OR 97501-8501
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Aug 31, 2020	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2020 · Amount on File
Deed Sale	Aug 31, 2020 · Amount on File
Deed Document Number	202031504
Prior Transfer Date	Apr 2, 2007
Prior Transfer Doc	0000016761
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	2095 KNOWLES RD, MEDFORD, OR 97501-8501
Transaction Type	Mortgage
Record Updated	Mar 15, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2095 KNOWLES RD, MEDFORD, OR 97501-8501

Mortgage

Document Number	0000004155
Date	Mar 7, 2023
Instrument	2023-004155

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Aug 31, 2020
Property Address	2095 KNOWLES RD, MEDFORD, OR 97501-8501
Document Number	0000031504
Instrument Date	Jul 21, 2020
Instrument	2020-031504
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2095 KNOWLES RD, MEDFORD, OR 97501-8501

Mortgage

Document Number	0000031505
Date	Aug 31, 2020
Instrument	2020-031505

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 2095 Knowles Rd was $4,415, up 2.3% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Unified School District	Medford School District 549 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$384,062 (+3%)	$696,380 (-16.33%) Land $206,370 Building $490,010
2025	$4,415.00 (+2.27%)	$372,876 (+3%) Land $96,966 Building $275,910	$832,330 (-7.21%) Land $370,280 Building $462,050
2024	$4,317.00 (+3.06%)	$362,022 (+3%) Land $94,142 Building $267,880	$897,000 (+0.3%) Land $395,070 Building $501,930
2023	$4,189.00 (+2.6%)	$351,478 (+3%) Land $91,408 Building $260,070	$894,360 (+2.4%) Land $413,700 Building $480,660
2022	$4,083.00	$341,246 Land $88,736 Building $252,510	$873,420 Land $450,430 Building $422,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2095 Knowles Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	5 (1996–2002)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 2002 · river or lake flooding
Claims by Event	Severe Winter Storms, Land And Mudslides, Flooding, Jan 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2095 Knowles Rd is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 83% of Oregon
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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