2095 Hubert Manul Rd, Michie, TN 38357 Property Records

McNairy County property record for 2095 Hubert Manul Rd, Michie, TN 38357

Property Summary

Property Type	Single Family Home
Lot Size	11.6 acres (507,474 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (May 2024)
Tax Bill	$452 (2025)
Deeds & Mortgages	Sep 2025 Construction Loan May 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`055138 01221`

Property Details

APN / Parcel Number

Primary APN	`055138 01221`
Alternative APN	`138 01221`

Exterior

Lot Area	507,474 sqft (11.6 acres)
Terrain	Rolling
Shed	1 Shed
Shed Area	576 sqft

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2095 HUBERT MANUL RD
City	MICHIE
State	TN
Zip	38357-5116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 5
Jurisdiction	MCNAIRY TN
Township / Civil Division	7
Census Block Group	1
Census Block	1096
Census Tract	930700

Owner

2095 Hubert Manul Rd is owned by an individual who bought it in May 2024.

Source: McNairy County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3609 VANDERSCHAAF DR, BARTLETT, TN 38133-0908
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Construction Mortgage CADENCE BANK NA
May 14, 2024	Warranty Deed, Transfer NOVA TITLE AND CLOSING SERVICES, LOCAL TITLE & CLOSING SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2024 · Amount on File
Deed Sale	May 14, 2024 · Amount on File
Deed Document Number	135557
Deed Book / Page	24 / 2874
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCNAIRY TN
Property Address	2095 HUBERT MANUL RD, MICHIE, TN 38357-5116
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2095 HUBERT MANUL RD, MICHIE, TN 38357-5116

Mortgage

Document Number	0000331856
Date	Sep 25, 2025
Book Page	33/1856
Instrument	142092

Lender

Name	CADENCE BANK NA
Type	Bank
Address	PO BOX 3356, TUPELO, MS 38803

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.2%
Index	Other
Margin	3
Max Rate	12.2%

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCNAIRY TN
Recording Date	May 14, 2024
Property Address	2095 HUBERT MANUL RD, MICHIE, TN 38357-5116
Document Number	0000242874
Book / Page	24 / 2874
Instrument Date	May 10, 2024
Instrument	135557
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	NOVA TITLE AND CLOSING SERVICES, LOCAL TITLE & CLOSING SVCS

Transaction

Amount	Amount on Record
Tax	$222.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3609 VANDERSCHAAF DR, BARTLETT, TN 38133-0908
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2095 Hubert Manul Rd was $452.

Source: McNairy County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	McNairy County
Unified School District	McNairy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$452.00	$28,675 Land $4,400 Building $24,275
2023		$4,400 Land $4,400
2022	$69.00		$114,700 Land $17,600 Building $97,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2095 Hubert Manul Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2095 Hubert Manul Rd is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 64% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SELMER WATER SYSTEM serves 20,648 people · EPA ID TN0000615
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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