2095 Forest Gate Dr W, Jacksonville, FL 32246 Property Records

Duval County property record for 2095 Forest Gate Dr W, Jacksonville, FL 32246

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,839 sqft · built 1995
Lot Size	0.21 acres (9,132 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Apr 2018)
Tax Bill	$3,712 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165266-1580`

Property Details

APN / Parcel Number

Primary APN	`165266-1580`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,839 sqft Living Area
Gross Area	2,334 sqft
1st Floor Area	1,839 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,132 sqft (0.21 acres)
Lot Dimensions	114 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2095 FOREST GATE DR W
City	JACKSONVILLE
State	FL
Zip	32246-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	48-88 27-2S-28E SOMERSET UNIT 2 LOT 127
Legal Range	28E
Legal Township	02S
Legal Section	27
Legal Subdivision	SOMERSET U2
Legal Lot Number	127
Legal Unit	2
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	2
Census Block	2010
Census Tract	14344

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2095 FOREST GATE DR W, JACKSONVILLE, FL 32246-1117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 16, 2018	Warranty Deed, Transfer · FHA Mortgage E MORTGAGE MANAGEMENT LLC
Jul 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2018 · Amount on Record
Deed Sale	Apr 16, 2018 · Amount on Record
Prior Sale	Jun 17, 1997 · Amount on Record
Deed Document Number	201887952
Deed Book / Page	18350 / 2482
Prior Transfer Date	Dec 6, 2013
Prior Transfer Doc	0166422382
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2095 FOREST GATE DR W, JACKSONVILLE, FL 32246-1117
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2095 FOREST GATE DR W, JACKSONVILLE, FL 32246-1117

Mortgage

Document Number	0201501447
Date	Feb 15, 2022
Book Page	20150/1447
Instrument	2022045408

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Apr 16, 2018
Property Address	2095 FOREST GATE DR W, JACKSONVILLE, FL 32246-1117
Document Number	0183502482
Book / Page	18350 / 2482
Map Reference	MB 48 PG 88,88A-88D
Instrument Date	Apr 12, 2018
Instrument	2018087952
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	OSBORNE & SHEFFIELD TITLE SE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2813 BASTIA CT, 2813, JACKSONVILLE, FL 32246-5532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2095 FOREST GATE DR W, JACKSONVILLE, FL 32246-1117

Mortgage

Document Number	2018087953
Date	Apr 16, 2018
Instrument	2018087953

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2095 FOREST GATE DR W, JACKSONVILLE, FL 32246-1117
Document Number	0180871990
Book / Page	018087 / 001990
Instrument Date	Jul 29, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2095 FOREST GATE DR W JACKSONVILLE FL 322461117, JACKSONVILLE, FL 32246-1117

Mortgage

Document Number	0180871990
Date	Aug 14, 2017
Book Page	018087/001990
Instrument	189658

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	JACKSONVILLE, FL 32246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,385 (+2.7%)	$342,961 (+5.27%) Land $120,829 Building $222,132
2025	$3,712.00 (+7.44%) Homeowner's exemption	$230,171 (+5.99%)	$325,793 (-3.63%) Land $110,000 Building $215,793
2024	$3,455.00 (+2.95%)
2023	$3,356.00 (+9.32%) Homeowner's exemption	$217,170 (+3%)	$338,064 (+10.7%) Land $110,000 Building $228,064
2022	$3,070.00 Homeowner's exemption	$210,845	$305,386 Land $80,000 Building $225,386

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

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