Cooke County property record for 2095 FM 2382, Saint Jo, TX 76265
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,720 sqft · built 2003 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,676 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2700-000-00033 |
| Primary APN | 2700-000-00033 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,720 sqft Living Area |
| Gross Area | 2,654 sqft |
| 1st Floor Area | 1,720 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Garage Area | 676 sqft |
| Carport | Carport |
| Carport Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 258 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2700-000-00033 |
|---|---|
| Street Address | 2095 FM 2382 |
| City | SAINT JO |
| State | TX |
| Zip | 76265-2568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | RIVER RIDGE; LOT 33; ACRES 1.0 |
| Legal Subdivision | RIVER RIDGE |
| Legal Lot Number | 33 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | MUENSTER |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 200 |
2095 FM 2382, a rural home, is owned and occupied by two individuals.
Source: Cooke County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2095 FM 2382, SAINT JO, TX 76265-2568 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 2095 FM 2382 was $4,676 with exemptions applied, up 5.2% from the year before.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Saint Jo Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,676.00 (+5.22%) Homeowner's exemption Senior Citizen's exemption | $282,519 (+5.24%) Land $40,903 Building $241,616 | $282,519 (+1.43%) Land $40,903 Building $241,616 |
| 2025 | $4,444.00 (+324.05%) Homeowner's exemption Senior Citizen's exemption | $268,456 | $278,538 Land $36,922 Building $241,616 |
| 2024 | $1,048.00 | ||
| 2023 | $221,865 | $275,879 Land $22,757 Building $253,122 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2095 FM 2382 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2009–2015) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2095 FM 2382 is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 61% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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