2095 Elo Rd, Pickett, WI 54964 Property Records

Winnebago County property record for 2095 Elo Rd, Pickett, WI 54964

Property Summary

Property Type	Single Family Home
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,842 (2024)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`024-0144-0201`

Property Details

APN / Parcel Number

Primary APN	`024-0144-0201`
Alternative APN	`45772`

Exterior

Lot Area	217,800 sqft

Location & Zoning

Account Number	45772
Street Address	2095 ELO RD
City	PICKETT
State	WI
Zip	54964-9543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE NE DESC AS LOT 1 OF CSM-7149 5.00 A.
Legal Range	15E
Legal Township	17N
Legal Section	09
Legal Subdivision	CERTIFIED SURVEY MAP NO 7149
Legal Lot Number	1
Jurisdiction	WINNEBAGO WI
Township / Civil Division	UTICA
Census Block Group	2
Census Block	2006
Census Tract	2002

Owner

Source: Winnebago County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2095 ELO RD, PICKETT, WI 54964-9543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage FOX COMMUNITIES CREDIT UNION
Oct 13, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 17, 2024	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY FIRST CU
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERVE A CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Recording Date	Sep 23, 2026
Property Address	2095 ELO RD, PICKETT, WI 54964-9543
Document Number	0001975794
Instrument Date	Sep 18, 2026
Instrument	20261975794
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2095 ELO RD, PICKETT, WI 54964-9543

Mortgage

Document Number	0001975794,
Date	Sep 23, 2026
Instrument	20261975794

Lender

Name	FOX COMMUNITIES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	2095 ELO RD, PICKETT, WI 54964-9543
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001954317
Date	Oct 13, 2025
Instrument	1954317

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 30, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	2095 ELO RD, PICKETT, WI 54964-9543
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001921166
Date	Apr 17, 2024
Instrument	1921166

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union
Address	APPLETON, WI 54912

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Apr 17, 2030

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	2095 ELO RD, PICKETT, WI 54964-9543
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001863122
Date	Sep 16, 2021
Instrument	1863122

Lender

Name	VERVE A CU
Type	Credit Union
Address	OSHKOSH, WI 54903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
County Subdivision	Utica Town
Unified School District	Omro School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$566,600 (+56.61%) Land $64,900 Building $501,700
2024	$6,842.00 (+13.33%)
2023	$6,037.00 (-0.53%) Homeowner's exemption	$361,800 (-0.03%) Land $40,600 Building $321,200	$477,987 (+11.41%) Land $52,933 Building $425,054
2022	$6,069.00 Homeowner's exemption	$361,900 Land $40,700 Building $321,200	$429,021 Land $47,511 Building $381,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bertram Communications Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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