2095 Clementi Ln, Aurora, IL 60503 Property Records

Kendall County property record for 2095 Clementi Ln, Aurora, IL 60503

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,297 sqft · built 2000
Lot Size	0.176 acres (7,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Sep 2018)
Tax Bill	$14,997 (2024)
Deeds & Mortgages	Dec 2019 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-01-275-023`

Property Details

APN / Parcel Number

Primary APN	`03-01-275-023`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,297 sqft Living Area
Gross Area	5,563 sqft
1st Floor Area	3,297 sqft
Basement Area	1,567 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,650 sqft (0.176 acres)
Lot Dimensions	123 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	699 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2095 CLEMENTI LN
City	AURORA
State	IL
Zip	60503-8579
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 354 THE WHEATLANDS UNIT 4B CITY OF AURORA
Legal Subdivision	THE WHEATLANDS
Legal Lot Number	354
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3013
Census Tract	890104

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2095 CLEMENTI LN, AURORA, IL 60503-8579
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2019	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Sep 26, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2018 · Amount on Record
Deed Sale	Sep 26, 2018 · Amount on Record
Prior Sale	Sep 18, 2009 · Amount on Record
Deed Document Number	201813949
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	2095 CLEMENTI LN, AURORA, IL 60503-8579
Document Number	0000000263
Instrument Date	Dec 28, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2095 CLEMENTI LN AURORA IL 605038579, AURORA, IL 60503-8579

Mortgage

Document Number	0000000263
Date	Jan 8, 2020
Instrument	263

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jan 7, 2035

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Sep 26, 2018
Property Address	2095 CLEMENTI LN, AURORA, IL 60503-8579
Document Number	0000013949
Map Reference	DOC9814502
Instrument Date	Sep 12, 2018
Instrument	201800013949
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2095 CLEMENTI LN, AURORA, IL 60503-8579

Mortgage

Document Number	0000013950
Date	Sep 26, 2018
Instrument	201800013950

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate	4.75%

Mortgage

Document Number	0000013950
Date	Sep 26, 2018
Instrument	201800013950

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kendall County
County Subdivision	Oswego Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$182,408 (+27.12%) Land $33,124 Building $149,284	$547,224 (+27.12%) Land $99,372 Building $447,852
2024	$14,997.00
2022		$143,497 Land $26,058 Building $117,439	$430,491 Land $78,174 Building $352,317

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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