2095 Bowen Rd, Pinnacle, NC 27043 Property Records

Stokes County property record for 2095 Bowen Rd, Pinnacle, NC 27043

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 924 sqft · built 1950
Lot Size	0.78 acres (33,977 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Aug 2020)
Tax Bill	$1,292 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`598404903651`

Property Details

APN / Parcel Number

Primary APN	`598404903651`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	924 sqft Heated Area
1st Floor Area	924 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,977 sqft (0.78 acres)
Porch	Slab
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2095 BOWEN RD
City	PINNACLE
State	NC
Zip	27043-8150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Jurisdiction	STOKES NC
Township / Civil Division	YADKIN
Census Block Group	2
Census Block	2001
Census Tract	70400

Owner

Source: Stokes County assessment roll, as of September 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2095 BOWEN RD, PINNACLE, NC 27043-8150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Line of Credit P N C BANK NA
Aug 10, 2020	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 10, 2020 · Amount on Record
Deed Sale	Aug 10, 2020 · Amount on Record
Prior Sale	May 13, 2010 · Amount on Record
Deed Document Number	20203984
Deed Book / Page	722 / 1100
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOKES NC
Recording Date	Jun 8, 2026
Property Address	2095 BOWEN RD, PINNACLE, NC 27043-8150
Document Number	0000002959
Book / Page	804 / 40
Instrument Date	May 27, 2026
Instrument	20262959
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	VISIONET SYSTEMS INC, VISIONET SYSTEMS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2095 BOWEN RD, PINNACLE, NC 27043-8150

Mortgage

Document Number	0000002959,
Date	Jun 8, 2026
Book Page	804/40
Instrument	20262959

Lender

Name	P N C BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 15, 2066

Interest

Rate	6.3%
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STOKES NC
Recording Date	Aug 10, 2020
Property Address	2095 BOWEN RD, PINNACLE, NC 27043-8150
Document Number	722/1100
Book / Page	722 / 1100
Instrument Date	Aug 10, 2020
Instrument	3984
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2095 BOWEN RD, PINNACLE, NC 27043-8150

Mortgage

Document Number	3985
Date	Aug 10, 2020
Instrument	3985

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Stokes County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Stokes County
Unified School District	Stokes County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,292.00 (+36.43%)	$180,700 (+41.06%) Land $31,500 Building $149,200	$180,700 (+41.06%) Land $31,500 Building $149,200
2023	$947.00	$128,100 (-) Land $23,400 Building $104,700	$128,100 (-) Land $23,400 Building $104,700
2022	$947.00	$128,100 Land $23,400 Building $104,700	$128,100 Land $23,400 Building $104,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Uniti Group DSL	100 / 20
Wilkes Telephone Membership Fixed Wireless	25 / 3

May also be available: AT&T, T-Mobile USA.

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