20949 Springwater Ct, Ashburn, VA 20147 Property Records

Loudoun County property record for 20949 Springwater Ct, Ashburn, VA 20147

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,330 sqft · built 1999
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$890,000 (May 2023)
Tax Bill$7,400 (2026)
Deeds & MortgagesMay 2023 Sale
Feb 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN154-39-8557-000

Property Details

APN / Parcel Number

Primary APN154-39-8557-000
Alternative APN
  • 79 H13 5

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area3,330 sqft Living Area
1st Floor Area938 sqft
Basement Area1,058 sqft
Finished Basement1,058 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
Garage TypeBuilt-in
Garage Area380 sqft
PorchOpen Porch
Porch Area172 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address20949 SPRINGWATER CT
CityASHBURN
StateVA
Zip20147-4023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDH4
Legal DescriptionASHBURN FARM SEC 7 BK 4 LOT 5A 1691--1930
Legal SubdivisionASHBURN FARM
Legal Block1
Legal Lot Number5A
JurisdictionLOUDOUN VA
Township / Civil DivisionASHBURN
Census Block Group1
Census Block1008
Census Tract611019

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20949 SPRINGWATER CT, ASHBURN, VA 20147-4023
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2023Warranty Deed, Transfer
BMS TITLE AND ESCROW INC, SMS TITLE & ESCROW INC
Feb 24, 2023Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Oct 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2023 · Amount on Record
Deed SaleMay 19, 2023 · Amount on Record
Deed Document Number202318947
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateMay 19, 2023
Property Address20949 SPRINGWATER CT, ASHBURN, VA 20147-4023
Document Number0000018947
Instrument DateMay 12, 2023
Instrument202305190018947
Transaction TypeTransfer
Record UpdatedJun 14, 2023
Title CompanyBMS TITLE AND ESCROW INC, SMS TITLE & ESCROW INC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20949 SPRINGWATER CT, ASHBURN, VA 20147-4023
InvestorPossibly a Property Investor

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address20949 SPRINGWATER CT, ASHBURN, VA 20147-4023
Transaction TypeMortgage
Record UpdatedMar 23, 2023
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006847
DateFeb 24, 2023
Instrument202302240006847
Lender
NameTRUIST BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address20949 SPRINGWATER CT, ASHBURN, VA 20147-4023
Document Number20201105106467
Instrument DateOct 26, 2020
Transaction TypeMortgage
Record UpdatedDec 8, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20949 SPRINGWATER CT ASHBURN VA 201474023, ASHBURN, VA 20147-4023

Mortgage

Document Number20201105106467
DateNov 5, 2020
Instrument106467
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 4, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,400.00 (+7.37%)$919,320 (+16.71%) Land $322,000 Building $597,320$919,320 (+16.71%) Land $322,000 Building $597,320
2023$6,892.00$787,720 Land $299,000 Building $488,720$787,720 Land $299,000 Building $488,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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