Dunklin County property record for 20939 Harmony Ln, Kennett, MO 63857
| Property Type | Single Family Home |
|---|---|
| Details | 1,733 sqft · built 1992 |
| Lot Size | 0.574 acres (24,993 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $632 (2025) |
| Deeds & Mortgages | Jun 2018 Line of Credit Aug 2018 Transfer |
| APN | 12-04.0-18-000-00-050.000.000 |
| Primary APN | 12-04.0-18-000-00-050.000.000 |
|---|---|
| Alternative APN |
|
| Building Area | 1,733 sqft Living Area |
|---|---|
| 1st Floor Area | 1,626 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,993 sqft (0.574 acres) |
| Lot Dimensions | 257 ft deep x 97 ft wide |
| Garage Type | Built-in |
| Parking Spaces | 6 Parking Spaces |
| Utility Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 19015 |
|---|---|
| Street Address | 20939 HARMONY LN |
| City | KENNETT |
| State | MO |
| Zip | 63857-8207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRIENDSHIP ACRES: LOT 10 BLK B |
| Legal Range | 10E |
| Legal Township | 19N |
| Legal Section | 18 |
| Legal Subdivision | FRIENDSHIP ACRES |
| Legal Block | B |
| Legal Lot Number | 10 |
| Jurisdiction | DUNKLIN MO |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3114 |
| Census Tract | 360400 |
Source: Dunklin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20939 HARMONY LN, KENNETT, MO 63857-8207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2018 | Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK |
| Aug 8, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUNKLIN MO |
| Property Address | 20939 HARMONY LN, KENNETT, MO 63857-8207 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02018/2037 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 2018/2037 |
| Instrument | 2018R2037 |
| Name | SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | KENNETT, MO 63857 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 25, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DUNKLIN MO |
| Recording Date | Aug 8, 2018 |
| Property Address | 20939 HARMONY LN, KENNETT, MO 63857-8207 |
| Document Number | 02018/2486 |
| Book / Page | 2018 / 2486 |
| Instrument Date | Jan 9, 2017 |
| Instrument | 2018R2486 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20939 HARMONY LN, KENNETT, MO 63857-8207 |
Source: Dunklin County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Dunklin County |
| County Subdivision | Independence Township |
| Unified School District | Holcomb R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,440 (-) | $65,450 (-) Land $3,770 Building $61,680 | |
| 2025 | $632.00 (+9.15%) | $12,440 (+1.06%) | $65,450 (+1%) Land $3,770 Building $61,680 |
| 2023 | $12,310 | $64,800 Land $3,770 Building $61,030 | |
| 2020 | $579.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNKLIN COUNTY PWSD 3 SOUTH serves 1,972 people · EPA ID MO4024209 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| PD Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
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