Pasco County property record for 20938 Ruby Red Way, Land O Lakes, FL 34637
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,996 sqft · built 2003 |
| Lot Size | 0.184 acres (8,019 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $100 (Mar 2016) |
| Tax Bill | $5,506 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-25-18-0010-00I00-0070 |
| Primary APN | 35-25-18-0010-00I00-0070 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,996 sqft Living Area |
| Gross Area | 2,603 sqft |
| 1st Floor Area | 1,996 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,019 sqft (0.184 acres) |
| Garage Type | Attached |
| Garage Area | 607 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 699 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 191 sqft |
| Patio Area | 378 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 20938 RUBY RED WAY |
|---|---|
| City | LAND O LAKES |
| State | FL |
| Zip | 34637-7423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | GROVES - PHASE IA PB 39 PG 120 BLOCK I LOT 7 OR 5686 PG 454 OR 9345 PG 2878 |
| Legal Range | 18E |
| Legal Township | 25S |
| Legal Section | 35 |
| Legal Subdivision | GROVES |
| Legal Tract | 10 |
| Legal Block | I |
| Legal Lot Number | 7 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 31902 |
Source: Pasco County records, as of December 29, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 20938 RUBY RED WAY, LAND O LAKES, FL 34637-7423 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2016 · Amount on Record |
| Deed Sale | Mar 1, 2016 · Amount on Record |
| Prior Sale | Aug 12, 2003 · Amount on Record |
| Deed Book / Page | 9345 / 2878 |
| Last Transfer Date | Mar 28, 2016 |
| Transfer Doc | 0093452878 |
| Record Updated | Jun 8, 2026 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $196,940 (+2.9%) | $374,586 (-1.24%) Land $85,803 Building $288,783 | |
| 2025 | $5,506.00 (+3.17%) Homeowner's exemption | $191,390 (+5.98%) Land $85,803 Building $105,587 | $379,273 (+7.17%) Land $85,803 Building $293,470 |
| 2024 | $5,337.00 (+10.52%) | ||
| 2023 | $4,829.00 (+8.91%) Additional exemption filed | $180,590 (+3%) Land $85,803 Building $94,787 | $353,906 (+10.87%) Land $85,803 Building $268,103 |
| 2022 | $4,434.00 Homeowner's exemption | $175,330 Land $71,529 Building $103,801 | $319,208 Land $71,529 Building $247,679 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 183 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 183 in force |
| Nearby Flood Claims | 3 (2004–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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