20938 305th St, Hubbard, IA 50122 Property Records

Hardin County property record for 20938 305th St, Hubbard, IA 50122

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 3,029 sqft · built 1898
OwnerIndividual Name on File
Tax Bill$2,396 (2025)
Flood ZoneZone X (minimal risk)
APN862116400701

Property Details

APN / Parcel Number

Primary APN862116400701

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area3,029 sqft Living Area
1st Floor Area896 sqft
Basement Area1,024 sqft
Unfinished Basement1,024 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1898
Effective Year BuiltEffective 1898
Exterior MaterialMetal
Construction TypeSteel Frame
Roof TypeGable
Roof MaterialAsphalt
Garage TypeAttached
Garage Area728 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area96 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water

Location & Zoning

Street Address20938 305TH ST
CityHUBBARD
StateIA
Zip50122-8647
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionDWG-NE SE SEC16-T86N-R21W
Legal Range21W
Legal Township86N
Legal Section16
JurisdictionHARDIN IA
Township / Civil DivisionGRANT
Census Block Group2
Census Block2063
Census Tract480500

Owner

20938 305th St, a rural home, is owned and occupied by an individual.

Source: Hardin County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address20938 305TH ST, HUBBARD, IA 50122-8647
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 20938 305th St was $2,396.

Source: Hardin County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyHardin County
Unified School DistrictHubbard-Radcliffe Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,396.00$207,590 Building $207,590$207,590 Building $207,590
2024$2,396.00
2023$181,220 (+21.23%) Building $181,220$181,220 Building $181,220
2022$2,194.00$149,490 Building $149,490
2021$149,490 Building $149,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20938 305th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20938 305th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hubbard Cooperative Telephone Association
Fiber
1,000 / 1,000

May also be available: GigFire, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 305th St

Nearby Streets

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