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2093 Harper's Mill, Williamsburg, VA 23185 Property Records

James City County property record for 2093 Harper's Mill, Williamsburg, VA 23185 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,032 sqft · built 1998
Lot Size0.745 acres (32,452 sqft)
Owner2 Individual Names on File
Tax Bill$6,635 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN44-1 07-0-0014

Property Details

APN / Parcel Number

Primary APN44-1 07-0-0014
Alternative APN
  • 16870

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms14 Rooms
Stories1 Story
Building Area4,032 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialBrick
Foundation TypeNo Foundation
Roof MaterialComposition Shingle
Lot Area32,452 sqft (0.745 acres)
Garage TypeAttached
Garage Area876 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area115 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number16870
Street Address2093 HARPERS ML
CityWILLIAMSBURG
StateVA
Zip23185-7520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-14 HARPER'S MILL THE GOVERNOR'S LAND
Legal SubdivisionGOVERNORS LAND
Legal Lot Number14
JurisdictionJAMES CITY VA
Township / Civil DivisionBERKELEY
Census Block Group3
Census Block3007
Census Tract80304

Owner

Source: James City County records · APN 44-1 07-0-0014

Assessment roll updated October 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2093 HARPERS ML, WILLIAMSBURG, VA 23185-7520
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address2093 HARPERS ML, WILLIAMSBURG, VA 23185-7520
Document Number0000016638
Instrument DateJun 09, 2020
Transaction TypeMortgage
Record UpdatedOct 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2093 HARPERS ML WILLIAMSBURG VA 231857520, WILLIAMSBURG, VA 23185-7520

Mortgage

Document Number0000016638
DateSep 30, 2020
Instrument16638
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 29, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated October 14, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,635.00 (+9.47%)$799,400 (+34.26%) Land $126,000 Building $673,400$799,400 (+34.26%) Land $126,000 Building $673,400
2024$6,061.00 (+22.67%)
2023$4,941.00$595,400 Land $129,000 Building $466,400$595,400 Land $129,000 Building $466,400
2022$4,941.00 (+2.26%)
2019$4,832.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510950803043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 57 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies57 in force

Wildfire

Wildfire RiskLow
above 32% of the US · above 54% of Virginia
Wildfire LikelihoodAbout 1 in 3,704 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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