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20921 Summerfield Dr, Macomb, MI 48044 Property Records

Macomb County property record for 20921 Summerfield Dr, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,904 sqft · built 1996
Lot Size0.201 acres (8,756 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Jun 2015)
Tax Bill$4,737 (2025)
Deeds & MortgagesOct 2025 Line of Credit
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN20-08-27-305-012

Property Details

APN / Parcel Number

Primary APN20-08-27-305-012
Alternative APN
  • 0827305012

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,904 sqft Living Area
1st Floor Area1,416 sqft
Basement Area1,416 sqft
Unfinished Basement1,416 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1997
Architectural StyleSplit Level
Exterior MaterialBrick
Lot Area8,756 sqft (0.201 acres)
Lot Dimensions120 ft deep x 73 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address20921 SUMMERFIELD DR
CityMACOMB
StateMI
Zip48044-2220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSUMMERFIELD ESTATES SUB #1 LOT 38 LIBER: 109 PAGES: 37-42
Legal SubdivisionSUMMERFIELD ESTATES SUB
Legal Lot Number38
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group1
Census Block1018
Census Tract224101

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20921 SUMMERFIELD DR, MACOMB, MI 48044-2220
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2025Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
May 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2015 · Amount on Record
Deed SaleJun 24, 2015 · Amount on Record
Prior SaleSep 20, 2011 · Amount on Record
Deed Document Number20155080955
Deed Book / Page23481 / 393
Prior Transfer DateMay 27, 2011
Prior Transfer Doc0000172595
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address20921 SUMMERFIELD DR, MACOMB, MI 48044-2220
Transaction TypeMortgage
Record UpdatedOct 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address20921 SUMMERFIELD DR, MACOMB, MI 48044-2220

Mortgage

Document Number2500088570
DateOct 2, 2025
Book Page30316/480
Instrument202500088570
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 24, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address20921 SUMMERFIELD DR, MACOMB, MI 48044-2220
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000052851
DateMay 1, 2020
Book Page26679/483
Instrument2052851
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$185,500 (+16.96%)$371,000 (+16.96%)
2025$4,737.00 (+13.14%)
2023$158,600$317,200
2022$4,187.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

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