Denver City property record for 20921 E 45th Ave, Denver, CO 80249
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,162 sqft · built 1985 |
| Lot Size | 0.218 acres (9,480 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $510,000 (Nov 2024) |
| Tax Bill | $3,145 (2025) |
| Deeds & Mortgages | Jun 2023 Second Mortgage Apr 2021 Mortgage + 2 more |
| APN | 00232-03-028-000 |
| Primary APN | 00232-03-028-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,162 sqft Living Area |
| Gross Area | 1,346 sqft |
| 1st Floor Area | 971 sqft |
| Basement Area | 956 sqft |
| Finished Basement | 816 sqft |
| Unfinished Basement | 140 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Lot Area | 9,480 sqft (0.218 acres) |
| Garage Type | Attached |
| Garage Area | 410 sqft |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 112 sqft |
| Deck Area | 104 sqft |
| Patio Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 20921 E 45TH AVE |
|---|---|
| City | DENVER |
| State | CO |
| Zip | 80249-6973 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | GREEN VALLEY RANCH FLG NO 5 00232 B3 L28 |
| Legal Subdivision | GREEN VALLEY RANCH FLG NO 5 |
| Legal Block | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | DENVER CO |
| Township / Civil Division | DENVER |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 8391 |
Source: Denver City records · APN 00232-03-028-000
Assessment roll updated May 29, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20921 E 45TH AVE, DENVER, CO 80249-6973 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 30, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECURITY SERVICE FCU |
| Apr 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Feb 19, 2020 | Special Warranty Deed, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORP |
| Jun 12, 2018 | Deed of Trust, Mortgage · Line of Credit DENVER CMNTY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 14, 2024 · Amount on Record |
| Deed Sale | Nov 14, 2024 · Amount on Record |
| Prior Sale | Feb 19, 2020 · Amount on Record |
| Deed Document Number | 2024105319 |
| Prior Transfer Date | Apr 18, 2013 |
| Prior Transfer Doc | 0000075977 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENVER CO |
| Property Address | 20921 E 45TH AVE, DENVER, CO 80249-6973 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000061706 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 2023061706 |
| Name | SECURITY SERVICE FCU |
|---|---|
| Type | Credit Union |
| Address | SAN ANTONIO, TX 78249 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jul 01, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENVER CO |
| Property Address | 20921 E 45TH AVE, DENVER, CO 80249-6973 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 20921 E 45TH AVE, DENVER, CO 80249-6973 |
| Document Number | 0000063026 |
|---|---|
| Date | Apr 06, 2021 |
| Instrument | 2021063026 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DENVER CO |
| Recording Date | Feb 19, 2020 |
| Property Address | 20921 E 45TH AVE, DENVER, CO 80249-6973 |
| Document Number | 0000023971 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 2020023971 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Title Company | LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $38.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20921 E 45TH AVE, 20921, DENVER, CO 80249-6973 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 20921 E 45TH AVE, DENVER, CO 80249-6973 |
| Document Number | 0000023972 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 2020023972 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENVER CO |
| Property Address | 20921 E 45TH AVE, DENVER, CO 80249-6973 |
| Document Number | 0000073350 |
| Instrument Date | Jun 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2018 |
| Name | Verified Name |
|---|---|
| Address | 20921 E 45TH AVE DENVER CO 802496973, DENVER, CO 80249-6973 |
| Document Number | 0000073350 |
|---|---|
| Date | Jun 14, 2018 |
| Instrument | 73350 |
| Name | DENVER CMNTY CU |
|---|---|
| Address | DENVER, CO 80204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 13, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Denver City records · Assessment roll updated May 29, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Colorado |
| County / Municipality | Denver City |
| Unified School District | Denver County School District 1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,145.00 (+4.83%) | $34,490 (+8.39%) Land $9,020 Building $9,020 | $489,200 (-7.7%) Land $127,900 Building $361,300 |
| 2024 | $3,000.00 (+5.37%) | ||
| 2023 | $2,847.00 (+14.34%) | $31,820 (+24.49%) Land $4,880 Building $26,940 | $530,000 (+44.1%) Land $127,900 Building $402,100 |
| 2022 | $25,560 Land $7,110 Building $18,450 | $367,800 Land $102,300 Building $265,500 | |
| 2021 | $2,490.00 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2013 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 773 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DENVER WATER BOARD serves 1,287,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 33 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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