Santa Cruz County property record for 20920 Summit Rd, Los Gatos, CA 95033
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,606 sqft · built 1971 |
| Lot Size | 12.7 acres (553,386 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,303 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 091-061-20 |
| Primary APN | 091-061-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,606 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 553,386 sqft |
| Terrain | Steep |
| Garage Type | Carport |
| Garage Area | 370 sqft |
| Carport | Carport |
| Carport Area | 370 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 228 sqft |
| Patio Area | 228 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 20920 SUMMIT RD |
|---|---|
| City | LOS GATOS |
| State | CA |
| Zip | 95033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SU |
| Legal Lot Number | 3,4 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 120500 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20920 OUTER ZAYANTE RD, LOS GATOS, CA 95033-9489 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 22, 2014 |
| Transfer Doc | 0000003214 |
| Record Updated | Sep 20, 2026 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Elementary School District | Lakeside Joint Elementary School District (KG - 08) |
| Secondary School District | Los Gatos-Saratoga Joint Union School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $423,160 (+2%) Land $239,176 Building $183,984 | ||
| 2025 | $5,303.00 (+7.5%) Homeowner's exemption | $414,862 (+4.04%) Land $234,486 Building $180,376 | |
| 2023 | $4,933.00 (-0.16%) Homeowner's exemption | $398,752 Land $225,380 Building $173,372 | $844,830 |
| 2022 | $4,941.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 18 (1982–2000) |
| Claims Outside the SFHA | 4 of 18 |
| Most Recent Claim | Feb 2000 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 46% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures