2092 Wild Rice Dr, Elko, NV 89801 Property Records

Elko County property record for 2092 Wild Rice Dr, Elko, NV 89801

Property Summary

Property Type	Mobile Home
Details	1,134 sqft · built 1989
Lot Size	6.58 acres (287,060 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,686 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2019 Mortgage
Flood Zone	Zone A (high risk)
APN	`006-10B-009`

Property Details

APN / Parcel Number

Primary APN	`006-10B-009`
Alternative APN	`006-10B-007`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,214 sqft Living Area
1st Floor Area	1,214 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Mobile Home
Roof Material	Composition Shingle
Lot Area	287,060 sqft
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Deck Area	454 sqft
Patio Area	228 sqft
Shed	1 Shed
Shed Area	336 sqft
Canopy	228 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2092 WILD RICE DR
City	ELKO
State	NV
Zip	89801-5406
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AR
Legal Description	PARCEL 1 FILE 321923 BEING LOCATED IN A PORTION OF MDB&M
Legal Range	55E
Legal Township	35N
Legal Section	34
Legal Subdivision	SPECIAL LANDS
Legal Block	3
Legal Lot Number	1
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	3
Census Block	3001
Census Tract	950702

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2092 WILD RICE DR, ELKO, NV 89801-5406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Line of Credit OPERATING ENGINEERS LOCAL UNION #3 FCU
Sep 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage FEDERAL EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	2092 WILD RICE DR, ELKO, NV 89801-5406
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	FNTG LENDER DIRECT CLTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2092 WILD RICE DR, ELKO, NV 89801-5406

Mortgage

Document Number	0000861549
Date	Mar 4, 2026
Instrument	861549

Lender

Name	OPERATING ENGINEERS LOCAL UNION #3 FCU
Type	Credit Union
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 27, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	2092 WILD RICE DR, ELKO, NV 89801-5406
Document Number	0000759708
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 7, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2092 WILD RICE DR ELKO NV 898015406, ELKO, NV 89801-5406

Mortgage

Document Number	0000759708
Date	Sep 23, 2019
Instrument	759708

Lender

Name	FEDERAL EMPS CU
Type	Credit Union
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 22, 2039

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,686.00 (-1.81%)	$62,935 (-1.87%) Land $12,690 Building $50,245	$179,814 (-1.87%) Land $36,257 Building $143,557
2025	$1,717.00 (+22.91%)	$64,133 (+15.42%) Land $12,690 Building $51,443	$183,237 (+15.42%) Land $36,257 Building $146,980
2023	$1,397.00 (+3.02%)	$55,565 (+9.82%) Land $12,690 Building $42,875	$158,757 (+9.82%) Land $36,257 Building $122,500
2022	$1,356.00	$50,598 Land $12,690 Building $37,908	$144,566 Land $36,257 Building $108,309

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.1% of the US · above 93% of Nevada
Wildfire Likelihood	4% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Hot Spot Broadband Fixed Wireless	100 / 50
Rise Broadband Fixed Wireless	100 / 20

May also be available: Verizon, White Cloud Communications.

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