2092 Wards Gap Rd, Cana, VA 24317 Property Records

Patrick County property record for 2092 Wards Gap Rd, Cana, VA 24317

Property Summary

Property Type	Single Family Home
Details	built 1947
Lot Size	3.58 acres (156,163 sqft)
Owner	Individual Name on Record
Last Sale	$128,500 (Aug 2026)
Tax Bill	$462 (2026)
Deeds & Mortgages	Aug 2026 Sale Feb 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3709.02.15`

Property Details

APN / Parcel Number

Primary APN	`3709.02.15`
Alternative APN	`94477`

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1975
Lot Area	156,163 sqft (3.58 acres)

Location & Zoning

Account Number	94477
Street Address	2092 WARDS GAP RD
City	ARARAT
State	VA
Zip	24053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNSON CR TR 1 I#20-635
Legal Subdivision	JOHNSON CREEK
Legal Tract	1
Legal Lot Number	15
Jurisdiction	PATRICK VA
Township / Civil Division	DAN RIVER
Census Block Group	2
Census Block	2038
Census Tract	30201

Owner

Source: Patrick County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2092 WARDS GAP RD, CANA, VA 24317-4882
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed, Transfer APPALACHIAN TITLE RESEARCH, APPALACHIAN TITLE
Feb 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONS DIRECT MORTGAGE LLC
Apr 17, 2020	Warranty Deed, Transfer · ARM STATE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2026 · Amount on Record
Deed Sale	Aug 7, 2026 · Amount on Record
Prior Sale	Apr 17, 2020 · Amount on Record
Deed Document Number	20261639
Prior Transfer Date	Jul 30, 2026
Prior Transfer Doc	0000001639
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	PATRICK VA
Recording Date	Aug 7, 2026
Property Address	WARDS GAP RD, ARARAT, VA 24053
Document Number	0000001639
Instrument Date	Jul 30, 2026
Instrument	20261639
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	APPALACHIAN TITLE RESEARCH, APPALACHIAN TITLE

Transaction

Amount	Amount Recorded
Tax	$12,978.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2092 WARDS GAP RD, CANA, VA 24317-4882

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PATRICK VA
Property Address	2092 WARDS GAP RD, CANA, VA 24317-4882
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	APPALACHIAN TITLE AND ABSTRACTIN, APPALACHIAN TITLE & STLMNT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210000206
Date	Feb 3, 2021
Instrument	210000206

Lender

Name	NATIONS DIRECT MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.88%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PATRICK VA
Recording Date	Apr 17, 2020
Property Address	2092 WARDS GAP RD, CANA, VA 24317-4882
Document Number	200000635
Instrument Date	Apr 17, 2020
Instrument	200000635
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	APPALACHIAN TITLE CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2092 WARDS GAP RD, CANA, VA 24317-4882

Mortgage

Document Number	200000636
Date	Apr 17, 2020
Instrument	200000636

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.38%

Tax Assessment & Valuation

Source: Patrick County assessment roll, as of May 7, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Patrick County
Unified School District	Patrick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$462.00	$63,300 Land $22,200 Building $41,100	$63,300 Land $22,200 Building $41,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Fastlink Communications Fixed Wireless	100 / 25

Cell Coverage

5G and 4G LTE (outdoors only)

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