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2092 Gardner Cir E, Aurora, IL 60503 Property Records

Will County property record for 2092 Gardner Cir E, Aurora, IL 60503 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,647 sqft · built 2002
Lot Size0.23 acres (9,925 sqft)
Owner2 Individual Names on File
Last Sale$650,000 (Jul 2024)
Tax Bill$15,296 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-01-06-202-044

Property Details

APN / Parcel Number

Primary APN07-01-06-202-044

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,647 sqft Total Area
1st Floor Area1,939 sqft
2nd Floor Area1,708 sqft
Basement Area1,876 sqft
Unfinished Basement1,876 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Construction TypeFrame
Lot Area9,925 sqft (0.23 acres)
Garage Area410 sqft

Location & Zoning

Street Address2092 GARDNER CIR E
CityAURORA
StateIL
Zip60503-6229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 496 IN WHEATLANDS UNIT 7, A SUB OF PRT OF THE W1/2 NE1/4 OF SEC 6, T37N-R9E.
Legal Range09E
Legal Township37N
Legal Section06
Legal SubdivisionWHEATLANDS
Legal Block7
Legal Lot Number496
Legal Unit7
JurisdictionWILL IL
Township / Civil DivisionWHEATLAND
Census Block Group1
Census Block1009
Census Tract880324

Owner

Source: Will County records · APN 07-01-06-202-044

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2092 GARDNER CIR E, AURORA, IL 60503-6229
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2023Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Apr 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Mar 18, 2020Warranty Deed, Transfer · Conventional Mortgage
ZILLOW HOME LOANS LLC
Jan 24, 2020Deed in Lieu of Foreclosure, Foreclosure
TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 29, 2024 · Amount on Record
Deed SaleJul 29, 2024 · Amount on Record
Prior SaleMar 18, 2020 · Amount on Record
Deed Document Number202437760
Prior Transfer DateSep 26, 2005
Prior Transfer Doc0000176141
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address2092 GARDNER CIR E, AURORA, IL 60503-6229
Transaction TypeMortgage
Record UpdatedSep 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047327
DateSep 11, 2023
InstrumentR2023047327
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 10, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address2092 GARDNER CIR E, AURORA, IL 60503-6229
Transaction TypeMortgage
Record UpdatedAug 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000043161
DateApr 16, 2021
InstrumentR2021043161
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term97 Months
DueMay 01, 2029
Interest
Rate TypeFixed Rate
Rate2.5%

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateMar 18, 2020
Property Address2092 GARDNER CIR E, AURORA, IL 60503-6229
Document Number0000021620
Map ReferenceDOC R2000028498
Instrument DateFeb 05, 2020
InstrumentR2020021620
Transaction TypeTransfer
Record UpdatedNov 04, 2021
Title CompanyADVANTAGE TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$325.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5000 PLANO PKWY, 5000, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

NameVerified Name
Address1164 GOLDEN AMBER LN, SIMI VALLEY, CA 93065-3383

Mortgage

Document Number0000021621
DateMar 18, 2020
InstrumentR2020021621
Lender
NameZILLOW HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2050
Interest
Rate TypeFixed Rate
Rate3.25%

January 2020: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionWILL IL
Recording DateJan 24, 2020
Property Address2092 GARDNER CIR E, AURORA, IL 60503-6229
Document Number0000007352
Instrument DateSep 26, 2019
Instrument7352
Transaction TypeForeclosure
Record UpdatedFeb 13, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transaction

AmountAmount Recorded
Tax$538.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8000 JONES BRANCH DR MCLEAN VA 221023203, MCLEAN, VA 22102-3203

Tax Assessment & Valuation

Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyWill County
County SubdivisionWheatland Township
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$15,296.00 (+14.83%)
2024$174,004 (+24.42%) Land $30,881 Building $143,123$522,012 (+24.42%) Land $92,643 Building $429,369
2022$13,320.00 Homeowner's exemption$139,856 Land $25,805 Building $114,051$419,568 Land $77,415 Building $342,153

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Will County (17197C), updated June 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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