Merced County property record for 2092 Fern St, Merced, CA 95348
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,120 sqft · built 1977 |
| Lot Size | 0.227 acres (9,875 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Dec 2024) |
| Tax Bill | $3,429 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Jun 2018 Transfer |
| Flood Zone | Zone AO (high risk) |
| APN | 057-302-039-000 |
| Primary APN | 057-302-039-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Custom Design |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 9,875 sqft (0.227 acres) |
| Lot Dimensions | 189 ft deep x 50 ft wide |
| Garage Area | 200 sqft |
| Patio Area | 316 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 057-302-039 |
|---|---|
| Street Address | 2092 FERN ST |
| City | MERCED |
| State | CA |
| Zip | 95348-3726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | MDW BRK TR LOT 75 |
| Legal Subdivision | MEADOW BROOK TR |
| Legal Lot Number | 75 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 903 |
2092 Fern St is owned and occupied by an individual who bought it in December 2024.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2092 FERN ST, MERCED, CA 95348-3726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 21, 2023 | Intrafamily Transfer, Transfer · FHA Mortgage MISSION LOANS LLC |
| Jun 22, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2024 · Amount on File |
| Deed Sale | Dec 4, 2024 · Amount on File |
| Prior Sale | Jun 21, 2023 |
| Deed Document Number | 202428850 |
| Prior Transfer Date | Jun 14, 2023 |
| Prior Transfer Doc | 0000013982 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jun 21, 2023 |
| Property Address | 2092 FERN ST, MERCED, CA 95348-3726 |
| Document Number | 0000013982 |
| Map Reference | MB 10 PG 15 |
| Instrument Date | Jun 13, 2023 |
| Instrument | 2023013982 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2092 FERN ST, MERCED, CA 95348-3726 |
| Document Number | 0000013983 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 2023013983 |
| Name | MISSION LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jun 22, 2018 |
| Property Address | 2092 FERN ST, MERCED, CA 95348-3726 |
| Document Number | 0000018998 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 18998 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2018 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 1109 ATWATER CA 953011109, ATWATER, CA 95301-1109 |
The 2025 property tax bill for 2092 Fern St was $3,429, up 604.1% from the year before.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $311,100 (+2%) Land $81,600 Building $229,500 | |
| 2025 | $3,429.00 (+604.11%) | $305,000 Land $80,000 Building $225,000 |
| 2024 | $487.00 (+1.67%) | |
| 2023 | $479.00 (+1.91%) Homeowner's exemption | $46,771 Land $24,748 Building $22,023 |
| 2022 | $470.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2092 Fern St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 136 policies |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 17 (2006–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2092 Fern St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM - MEADOWBROOK private · serves 5,723 people · EPA ID CA2410008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures