2092 E Fork Rd, Owingsville, KY 40360 Property Records

Bath County property record for 2092 E Fork Rd, Owingsville, KY 40360

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,820 sqft · built 2004
Lot Size	23.7 acres (1,032,808 sqft)
Owner	2 Individual Names on File
Last Sale	$100,993 (Jun 2017)
Tax Bill	$1,075 (2024)
Deeds & Mortgages	Jun 2024 Sale & Line of Credit Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031-00-00-004.00`

Property Details

APN / Parcel Number

Primary APN	`031-00-00-004.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,820 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,032,808 sqft (23.7 acres)
Terrain	Rolling
Garage Type	Detached
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Balcony	Balcony
Balcony Area	800 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Street Address	2092 E FORK RD
City	OWINGSVILLE
State	KY
Zip	40360-9268
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	24.71 AC FARM & RES & GARAGE
Jurisdiction	BATH KY
Township / Civil Division	OWINGSVILLE
Census Block Group	1
Census Block	1005
Census Tract	970201

Owner

2092 E Fork Rd, a rural home, is owned and occupied by two individuals who bought it in June 2017.

Source: Bath County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2092 E FORK RD, OWINGSVILLE, KY 40360-9268
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2024	Deed, Transfer · Line of Credit GUILD MORTGAGE CO
Jun 29, 2017	Warranty Deed, Transfer · Commercial Mortgage FARM CREDIT MID AMERICA FLCA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2017 · Amount on File
Deed Sale	Jun 29, 2017 · Amount on File
Deed Document Number	769354
Deed Book / Page	D243 / 543
Record Updated	Jun 8, 2026

June 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BATH KY
Recording Date	Jun 18, 2024
Property Address	2092 E FORK RD, OWINGSVILLE, KY 40360-9268
Document Number	00D264/209
Book / Page	D264 / 209
Map Reference	CAB C SL 44
Instrument Date	Jun 10, 2024
Instrument	2415162
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	59 S TERESA DR, OWINGSVILLE, KY 40360-2010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2092 E FORK RD, OWINGSVILLE, KY 40360-9268

Mortgage

Document Number	0MTG286/74
Date	Jun 18, 2024
Book Page	MTG286/74
Instrument	2415163

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	5887 COPLEY DR, SAN DIEGO, CA 92111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BATH KY
Recording Date	Jun 29, 2017
Property Address	2092 E FORK RD, OWINGSVILLE, KY 40360-9268
Document Number	00D243/543
Book / Page	D243 / 543
Instrument Date	Jun 27, 2017
Instrument	769354
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$101.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2092 E FORK RD, OWINGSVILLE, KY 40360-9268

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1742 E FORK RD, OWINGSVILLE, KY 40360-8015
Investor	Possibly a Property Investor

Mortgage

Document Number	0000769357
Date	Jun 29, 2017
Instrument	769357

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	178 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

Source: Bath County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bath County
Unified School District	Bath County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$132,630	$132,630
2024	$1,075.00 (+3.86%)
2023	$1,035.00 Homeowner's exemption	$130,130	$130,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2092 E Fork Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2092 E Fork Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHARPSBURG WATER DISTRICT serves 4,332 people · EPA ID KY0060392
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2018 Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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