2092 Alfords Bend Rd, Gadsden, AL 35903 Property Records

Etowah County property record for 2092 Alfords Bend Rd, Gadsden, AL 35903

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,716 sqft · built 1975
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Tax Bill	$568 (2026)
Deeds & Mortgages	Jul 2019 Refinance Jul 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14-01-11-0-000-010.002`

Property Details

APN / Parcel Number

Primary APN	`14-01-11-0-000-010.002`
Alternative APNs	`129183` `24602`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,716 sqft Living Area
1st Floor Area	1,338 sqft
2nd Floor Area	378 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Stone
Roof Type	Flat
Roof Material	Metal
Lot Area	108,900 sqft (2.5 acres)
Garage Area	616 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	129183
Street Address	2092 ALFORDS BEND RD
City	GADSDEN
State	AL
Zip	35903-4608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H/S BASE YR COM SE INT OF JOHNSON DRIVE W & ALFORD BEND RD TH SE 335S ALONG SW ROW OF ALFORD BEND RD TO POB TH SE 250 ALONG SAID ROW TH SW 450 TH NW 250 TH NE 450S TO POB LYING IN NW1/4 NW1/4 HOKES BLUFF 11-12-7 1595-99,D-2003-3540,D-2003-4934,D-2017
Legal Range	7E
Legal Township	12S
Legal Section	11
Jurisdiction	ETOWAH AL
Township / Civil Division	HOKES BLUFF
Census Block Group	3
Census Block	3012
Census Tract	10601

Owner

2092 Alfords Bend Rd is owned and occupied by an individual.

Source: Etowah County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2092 ALFORDS BEND RD, GADSDEN, AL 35903-4608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WINSOUTH CREDIT UNION
Jul 28, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ETOWAH AL
Property Address	2092 ALFORDS BEND RD, GADSDEN, AL 35903-4608
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003487016
Date	Jul 10, 2019
Instrument	3487016

Lender

Name	WINSOUTH CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2034

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ETOWAH AL
Recording Date	Jul 28, 2017
Property Address	2092 ALFORDS BEND RD, GADSDEN, AL 35903-4608
Document Number	0003454116
Instrument Date	Jul 5, 2017
Instrument	3454116
Transaction Type	Transfer
Record Updated	Dec 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 WINDHAVEN RD, BIRMINGHAM, AL 35209-6643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2092 ALFORD BEND RD, HOKES BLUFF, AL 35903-4608

Tax Assessment & Valuation

The 2026 property tax bill for 2092 Alfords Bend Rd was $568 with a homeowner's exemption, down 11.3% from the year before.

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Municipality	Hokes Bluff City
Unified School District	Etowah County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$568.00 (-11.25%) Homeowner's exemption
2025	$640.00 Homeowner's exemption	$19,240 Land $1,980 Building $17,260	$192,200 Land $19,700 Building $172,500
2023	$640.00 (+20.08%) Homeowner's exemption Senior Citizen's exemption	$19,220 (+19.38%) Land $1,970 Building $17,250	$192,200 (+19.38%) Land $19,700 Building $172,500
2022	$533.00 Homeowner's exemption Senior Citizen's exemption	$16,100 Land $1,970 Building $14,130	$161,000 Land $19,700 Building $141,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2092 Alfords Bend Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2092 Alfords Bend Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 80% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOKES BLUFF WATER BOARD serves 5,536 people · EPA ID AL0000581
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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